tag:blogger.com,1999:blog-48800699742825524352024-03-13T23:36:54.173-07:00Money & MusicMONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.comBlogger157125tag:blogger.com,1999:blog-4880069974282552435.post-85191747468409449852011-07-20T12:44:00.000-07:002011-07-20T12:55:16.069-07:00Coaches, including Lute Olson invested millions with David Salinas - NCAA Basketball - SI.com<a href="http://sportsillustrated.cnn.com/2011/basketball/ncaa/07/19/coaches.investment/index.html?hpt=hp_t2">Coaches, including Lute Olson invested millions with David Salinas - NCAA Basketball - SI.com</a><br /><br />sad story, but great learning lesson...for those that read it.<br /><br />go back to past blog posts, we've helped you avoid situations like this.<br /><br />Just because your friend of a friend or family member says their adviser is great...etc..etc...do your due diligence, or call <a href="http://www.mintcofinancial.com/">www.mintcofinancial.com </a>for more information on how to find out if your adviser really has your best interests first and foremost.<br /><br />here's a good blog we know of, that can help keep you on track also:<br /><br /><a href="http://www.thefinancialtalker.blogspot.com/">www.thefinancialtalker.blogspot.com</a><br /><br />"Learn from the mistakes others have made, so you too don't make the same ones"MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-32550685926758549902011-03-03T20:18:00.000-08:002011-03-03T20:49:53.228-08:00Financial Realites for our future<div style="text-align: center;"><br /><br />Money & Music for Life??? A movement that supports the realities of each and every one us.<br />We have so much to look forward too, yet have so many obstacles to overcome. In the music industry, sports, or small business alike, we are all faced with the very obstacles of finding what works. Many times through trial and error. This is where the power of knowledge, and the value becomes all that more imperative to success. In a day and age that is so focused on individuals realities that aren't our realities, we forget the real stories of those like the fictional character Patrick "Lights Out" Leary, or the realities of those stories right before our very eyes in Nicholas Cage, Charlie Sheen, Latrell Spreewell, Lindsay Lohan...list go on.<br />There is so much talent in this world, but a great teacher once said, it's not how much talent you have, it's what are going to do with it.<br /><br />So Floyd Mayweather, maybe you will get that second chance to fight Manny, but it's not what your record is in the ring, it's what is your record outside the ring, in years to come you will understand if you don't already what that means. Like Michael Vick, no one should ever dream or think we could have the strength to go through what Mike has had to go through, but reality it is, he deserves every bit of struggle that is presented (the actions outside the football arena will always be remembered), and we welcome those to say otherwise. <br />So remember it's not how talented you are, it's what you do with your talent not in the first, 2nd, or 5th year, but for the LIFE and Legacy you leave behind, in & outside your profession.<br /><br />Greatness is: when in passing, with the biggest smile & cleanest record, "Hey Buddy".<br />by the HeavyWeight Champion himself, George Foreman<br /></div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-67587455104504650942011-02-12T08:25:00.000-08:002011-02-12T08:35:50.125-08:00NFL takes major step on Long Term Health Insurance<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/-vIKQ9SSqORo/TVa2tBEnBnI/AAAAAAAABC8/2hTggYuCAqE/s1600/NFL.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 200px;" src="http://4.bp.blogspot.com/-vIKQ9SSqORo/TVa2tBEnBnI/AAAAAAAABC8/2hTggYuCAqE/s200/NFL.jpg" alt="" id="BLOGGER_PHOTO_ID_5572842473415706226" border="0" /></a><br /><div style="text-align: center;">ahh..ye$$$<br /></div><br />Finally, we are seeing what Money Mike has been talking about all these years, hitting the forefront of today's Serious Matters. This is a problem that has been developing for many years, thanks in part to nutrition, technology, education...and Cost of Care$.<br /><br />It is now time we begin to Educate ourselves & family about the Most Serious Problem our society will be up against, Long Term Illness.<br /><br />an excellent article: <a href="http://fourthandgoalunites.com/2011/02/08/nfl-long-term-health-insurance-approved/">NFL Long Health Insurance Approved</a><br /><br />for more information about Long Term Care Planning and the Facts visit: <span style="font-size:180%;"><br /><span style="font-size:130%;"><a href="http://www.mintcofinancial.com/">www.mintcofinancial.com</a></span><br /></span>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-26338755488399870152011-01-19T13:52:00.000-08:002011-02-12T08:22:09.202-08:00Let's Talk about the Realities of the US Health Care System<div><a href="http://1.bp.blogspot.com/_rPjqq1ZR27k/TTjjX4rfW6I/AAAAAAAABCg/2rF6jd4WbPQ/s1600/health%2Bcare%2B%2526%2Bmoney.jpg"><img style="text-align: center; margin: 0px auto 10px; width: 256px; display: block; height: 192px;" id="BLOGGER_PHOTO_ID_5564447339107539874" alt="" src="http://1.bp.blogspot.com/_rPjqq1ZR27k/TTjjX4rfW6I/AAAAAAAABCg/2rF6jd4WbPQ/s400/health%2Bcare%2B%2526%2Bmoney.jpg" border="0" /></a> Over the years, we continue to see Health Insurance Companies, Health Care Providers, Legislators, Drug Companies, media & their so-called pundits, and lawyers continue to lead us down a path of Confusion. Reality is: Are they doing this on purpose???<br /><br />Why wouldn't they be, they've turned the term "health" into now what is known as a "commodity" here in the United States. A "commodity" that they all profit from. Starting at the University system another discussion for another day, where they too have turned the term "education" into a "commodity."<br /><br />If Confusion is not what they want from us, what does 2700 pages (ObamaCare) really mean? Have you met anyone, that can actually explain what is ObamaCare? Or anyone who has actually read the 2700 pages? Like Speaker Pelosi said, "we have to pass the bill before we can understand it". WHAT??<br /><br />The point is simple, as the CEOs of those of like AETNA, CIGNA, making 14+million a year, 18+ million year, check their 2010 Salaries if you don't believe, or ask your local doctor or specialist, surgeon how much they make a year? Or ask or check the Insurance Companies and how much are they making per year? Or ask the Universities how much they are making per year on their medical programs?<br /><br />NO! The real question should be how much are you paying for Health Insurance, how much do you have to pay out of pocket, when your health insurance company says we won't pay for that service?<br /><br />What's happened in America? Are we suppose to be confused so the more confused we are, the better it is, for these companies, doctors, and legislators to profit from our "health"?<br /><br />They want us to believe how great the US Health Care System is, when in fact, its simply put "SAD". Sad that there is someone waiting for care right now that couldn't afford health insurance or needs to be destitute before receiving care, or a family waiting right now that has health insurance, that is first being asked "How will you pay for your care" or "Do you have Insurance, and what services do they cover"? To then be brushed aside and told your symptoms are normal, or here's some DRUGS...ahh...those FAMOUS Drug Companies...isn't there a Drug for Everything? At least there seems like a Drug Commercial for everything (why haven't these commercials been banned yet?).<br /><br />Reality is in America, we are just a number to the system, try getting more than 5 minutes with your doctor, or your providers to explore further your symptoms when you tell them over and over.<br /><br />There is a Great Opportunity here for young entrepreneurs and doctors/nurses, to change the system, to look at other countries and find out why these professionals go into the medical profession or industry, was it to make the ALMIGHTY $$$ or was it to truly help those in need.<br /><br />Ask your doctors/nurses next time, because of their compassion for the patient, how many times they were able to push for further exams, or push for further evaluation, or further exploration of the symptoms over and beyond taking some drugs and all will go away or your symptoms are normal. Then ask that nurse...how much do you make an hour verse the doctor?<br /><br />Until we can make Health Care what it should be here in the UNITED STATES, a "Moral Obligation" and Not what they've turned into, a "Commodity" or "Profit 1st Business", we won't be able to actually see Change...ahh what a word, the Change we Deserve...not very funny to those suffering, and those in need this very minute, or those being told they have normal symptoms to later find out otherwise, or being told their insurance won't cover certain services, or your scared to find out because your not sure your insurance will pay or you have the means to pay...list goes on. </div><br /><div> </div><br /><div>Howabout another government system, like Social Security, Medicare, and Medicaid all on the verge bankrupting us in the next twenty years, unless drastic measures are enacted immediately. Let's add another layer of government run system with ObamaCare, are you confused? Of course, you are suppose to be so those running the system can continue to take advantage of us & sadly to say our "health".<br /><br />Our Health is our Wealth<br /><br />but our Government & Big Companies & Medical Profession have instead made it their WEALTH, profiting off of our Health.<br /></div><br /><div>No need to complain, howabout some SOLUTIONS!!!</div><br /><div><br />SOLUTION: Create NON-Profit Entities, Group of Medical Providers form entities that provide services through their network and group only, paid for by those participating (you) through the form of premiums. This is not a new Solution, Countries overseas in many cities already abide by such systems.<br /><br />Difference: These Doctor Groups/Entities, aren't making the million dollar salaries that so many in the great United States are making, nor are the companies providing the Medicines, Technology, thus eliminating the need for Insurance Companies as your services are paid for by the dollars taken in from your premiums to the group, and these Groups/Entities will have no choice but to eliminate wasteful spending or unnecessary drugs or procedures.<br /><br />Where there are problems, there are Opportunities but not at the expense of one's HEALTH. </div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-28904207553963574992010-12-09T19:34:00.000-08:002010-12-09T20:41:59.729-08:00MONEY & MUSIC SAYS - NO ONE CAN STOP YOU BUT YOU!!!! (A INSPIRATIONAL TIP FROM COOL V)<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_rPjqq1ZR27k/TQGf5QqfYjI/AAAAAAAABCU/JrZiepIKa4E/s1600/motivation-wallpapers_13466_1024x768.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 400px; height: 300px;" src="http://4.bp.blogspot.com/_rPjqq1ZR27k/TQGf5QqfYjI/AAAAAAAABCU/JrZiepIKa4E/s400/motivation-wallpapers_13466_1024x768.jpg" alt="" id="BLOGGER_PHOTO_ID_5548892021971706418" border="0" /></a><br />Hey People!<br /><br />One of the key things is this business is to stay motivated and truly inspired for what you do! When you loose the vision, the passion or the love the dream is GONE! Lots of time we blame others for our lost of vision or consistency etc when in the end YOU ARE THE CAPTAIN OF YOUR SHIP....NO ONE CAN STOP YOU BUT YOU! Another thing is to remember patience in this fast food generation we want everything NOW fast food, women/men, cars, clothes etc but like all fads none of these things last.<br /><ul><li>Fast Food = Bad for your health</li><li>Fast Woman or Men = Eventually wear you out</li><li>Cars = Gain mileage and creates wear and tear on the engine & frame</li><li>Clothes = Goes out of style like their fads</li></ul>So as you can see things come and go so it's important that you remember to stay motivated and trust in your dreams against all odds! In business lots of us not only forget stay motivated but even more importantly to motivate our consumers! As human beings we have a very short attention span and when we loose interest the trill is gone. Which equals poor sales and respect for your brand. So like many of you have or have/not heard owning a business is like having a relationship if you fail or neglect to give him/her attention they loose interest as does your consumers.<br /><br />So how can I stay motivated I have created a must have motivation list of books and DVD's:<br /><br /><ul><li>The Secret (DVD) see (<a href="http://www.amazon.com/Secret-Extended-Rhonda-Byrne/dp/B000K8LV1O">HERE</a>)<br /></li><li>The Hustlers 1o Commandments by HOTOP see (<a href="http://www.amazon.com/Hustlers-Commandments-Deluxe-Independent-Minded-Entrepreneur/dp/B0041AY65U/ref=sr_1_3?ie=UTF8&s=books&qid=1291955140&sr=8-3-catcorr">HERE</a>)<br /></li><li>Hustle While You Work by (The above listed author) see (<a href="http://www.amazon.com/Hustle-While-You-Work-Jumpstart/dp/0980023211/ref=sr_1_1?ie=UTF8&s=books&qid=1291955207&sr=1-1-spell">HERE</a>)<br /></li><li>The Seven Habits Of Highly Effective People by Stephen R Covey see (<a href="http://www.amazon.com/Habits-Highly-Effective-People/dp/0743269519/ref=sr_1_5?s=books&ie=UTF8&qid=1291955413&sr=1-5">HERE</a>)</li><li>Getting Things Done by David Allen see (<a href="http://www.amazon.com/Getting-Things-Done-Stress-Free-Productivity/dp/0142000280/ref=sr_1_10?s=books&ie=UTF8&qid=1291955413&sr=1-10">HERE</a>) </li><li>Tapping The Power Within Iyana Vanzant see (<a href="http://books.google.com/ebooks?id=SnhAb-49uR8C&dq=IYANA%20VANZANT&lr&as_brr=5&source=gbs_similarbooks">HERE</a>)</li></ul><br />I hope these jewels help, motivate and inspire you as they did me and if all else fails look in the mirror at the wonderful creation GOD made and say to yourself I CAN DO WHAT EVER I SET MY MIND TO! Ask GOD for strength and you can get threw anything!!!! Wishing you love & light your boy boyee COOL V aka MR OFFICIAL WHISTLE!MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com1tag:blogger.com,1999:blog-4880069974282552435.post-67555380537529621062010-12-07T06:22:00.001-08:002010-12-08T16:07:53.311-08:00GOT ADVERTISEMENTS? WHY AREN'T SMALL BUSINESSES STILL ADVERTIZING?<div style="text-align: center;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_rPjqq1ZR27k/TP5s1BB2ivI/AAAAAAAABCM/c_D_ua-YBiI/s1600/advertise%2Bhere.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 400px; height: 400px;" src="http://3.bp.blogspot.com/_rPjqq1ZR27k/TP5s1BB2ivI/AAAAAAAABCM/c_D_ua-YBiI/s400/advertise%2Bhere.jpg" alt="" id="BLOGGER_PHOTO_ID_5547991449032100594" border="0" /></a><span style=";font-family:arial;font-size:180%;" ><span style="font-weight: bold;">Well.... Have You?</span></span><br /><br /><div style="text-align: left;"><div style="text-align: center; font-weight: bold;font-family:arial;"><span style="font-size:180%;">Hey You Guys!!!!!!<br /></span></div><div style="text-align: center;"> (<span style="font-style: italic;">Said Like Electric Company Remember that show?</span>)<br /></div><br />Anyway, I observed something this week not only as a web observer but as a marketing consultant that has me not surprised at all. What's the did I notice? Is that most small businesses <span style="font-weight: bold;">DO NOT ADVERTISE!</span> I always hear a lot of small business owners complain about people not supporting their brand, service or store when in fact <span style="font-style: italic;">they don't support it themselves</span>! How Ironic! In today's business world promotion of your brand is "<span style="font-weight: bold;">EVERYTHING"</span> it's the life line of your company/brand no matter what profession or field you choose. It's imperative that you do so! You can expect people to support you when <span style="font-weight: bold;">YOU </span>don't even support <span style="font-style: italic;" class="blsp-spelling-error" id="SPELLING_ERROR_0">YOURSELF</span><span style="font-style: italic;">!</span>!<br /><br />We've all heard the phrase <span style="font-style: italic;">"Support Begets Support"</span> right? ......So why do we do otherwise? Consumers follow a pattern of brand awareness as do you threw a series of commercials, print or digital marketing. Huge companies have the budget and invest billions on multi-media campaigning to brand on a subliminal level threw repetition. Examples: <span style="font-style: italic;">McDonald's, </span><span style="font-style: italic;" class="blsp-spelling-error" id="SPELLING_ERROR_1">KFC</span><span style="font-style: italic;">, Burger King, Apple, Microsoft Etc... </span>While small businesses mostly rely on "Word Of Mouth" advertisements but let's face it people the world is much smaller than just your circle of friends and this is the digital age! (<span style="font-weight: bold;">In Short Times Have Changed So Shouldn't YOU?</span>)<br /><br />Technology has changed the way we view and consume products so either you get with the times or get left behind! I notice on most of the online networking platforms <span style="font-weight: bold;">LINKED IN, TWITTER, </span><span style="font-weight: bold;" class="blsp-spelling-error" id="SPELLING_ERROR_2">FACEBOOK</span><span style="font-weight: bold;">, </span><span style="font-weight: bold;" class="blsp-spelling-error" id="SPELLING_ERROR_3">MYSPACE</span><span style="font-weight: bold;">, </span><span style="font-weight: bold;" class="blsp-spelling-error" id="SPELLING_ERROR_4">NING</span><span style="font-weight: bold;">, ETC </span>that most of the time the only ones truly promoting is either <span style="font-style: italic;">artists, models, promoters, pyramid schemes, online media websites, TV, blogs, labels etc </span>but seldom do I see independent brands pushing their products. You rarely see <span style="font-style: italic;">Real Estate, Medical, Legal or other smaller corporate brands</span> doing so. My question is <span style="font-weight: bold;">WHY</span>? <span style="font-style: italic;">If multi-billion dollar companies have to and they are already branded don't you?</span><br /><br />This has truly become a lazy generation when we want support of our business when in fact 1/2 of us still don't support ourselves. You wouldn't go to a record store and buy a artist record who you are <span style="font-weight: bold;">NOT</span> familiar with so why do you think people would do the same about you? Word of mouth is only valid when that person hears or experienced great things about that brand or experienced something not so pleasant and that's when it backfires! <span style="font-style: italic;">People when you are positioning your product/goods and/or services please remember the following:</span>Do you research know your consumer<ol><li><span class="blsp-spelling-corrected" id="SPELLING_ERROR_5">Convenience</span> is key the more <span class="blsp-spelling-corrected" id="SPELLING_ERROR_6">accessible</span> the better the results<br /></li><li>Learn their shopping habits</li><li>Create a platform where they frequent<br /></li><li>Never assume nor take them for granted</li><li>Ask for feedback (<span style="font-style: italic;">very important</span>)</li><li>Don't lie they are<span style="font-weight: bold;"> NOT</span> stupid and once they realize you did you lost!</li><li>Price within range</li><li>Feed the Need (Give them what <span style="font-weight: bold;">THEY </span>want not what you <span style="font-weight: bold;">THINK THEY WANT</span>)</li><li style="font-style: italic;">Stay in touch with your consumer!</li></ol><span style="font-style: italic;">Follow the above steps and I assure you whatever brand your pushing you will gain the attention you seek as well as stay relevant to that consumer base as well!</span><br /><span style="font-weight: bold;font-size:130%;" ><br />Once again its official you just heard the whistle!!!!!</span><br /><br /></div></div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-18613665138439289682010-11-29T13:18:00.001-08:002010-11-29T14:12:54.685-08:00Year End that's where, PreparationMany of you know, it's Year-End Time, that means all Work, no Play, so sometimes when the winds are quiet it's because the Storm is lurking. In our case, it's more about getting things accomplished so we can enjoy the final days, well prepared.<br /><br />So often we get caught up in our lives, we lose sight of the things that are so important, as we've learned this year, KISS...KISS...so let's keep it Simple Smarta$$, and that goes for many of us that forget how easily it's to rise to the top, yet losing sight along the way of the realities of Life & Money.<br /><br />Enjoy this story, our heart goes out to the Martin's, however, we can only hope like so many, by reading this one, we can help prevent you & so many alike from making the same mistakes.<br /><br />Click below to read this MUST READ STORY<br /><br /><span style="font-size:180%;"><a href="http://finance.yahoo.com/banking-budgeting/article/111434/familys-fall-from-affluence-is-swift-and-hard">"FAMILY's FALL FROM AFFLUENCE IS SWIFT and HARD"</a></span>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com1tag:blogger.com,1999:blog-4880069974282552435.post-76645625146699914722010-10-15T06:47:00.000-07:002010-10-15T10:24:21.895-07:00Money & Music Salutes Pat-Lee, You know "The Name"?<div style="text-align: center;"><a href="http://2.bp.blogspot.com/_rPjqq1ZR27k/TLhgS_LQc5I/AAAAAAAABBk/Z0pXO7X6xBQ/s1600/Pat-Lee+The+Name+%28Front%29.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 320px; height: 320px;" src="http://2.bp.blogspot.com/_rPjqq1ZR27k/TLhgS_LQc5I/AAAAAAAABBk/Z0pXO7X6xBQ/s320/Pat-Lee+The+Name+%28Front%29.jpg" alt="" id="BLOGGER_PHOTO_ID_5528274421909844882" border="0" /></a>Money & Music Salutes<br /></div><div style="text-align: center;">Pat-Lee<br />"The Name"<br />YOU HEARD???<br /><br />Cool V & Money Mike been working with Pat-Lee for some time and already Pat-Lee is making his name heard, with young fans from Alabama to the UK, all the way down, Brazil.<br />"Addicted to Fresh" (Fashion Gangsta) Single has been heard on major mixtapes and radio stations across the country & overseas.<br />Not only is he bringing the Fresh, but he's one young one grinding with his mind & eyes focused on the prize, only great things to come, so scoop up his latest EP, one word, "FRESH".<br /><br /><a href="http://3.bp.blogspot.com/_rPjqq1ZR27k/TLhgh6kN2mI/AAAAAAAABBs/AkvEcGvUWng/s1600/Pat-Lee+The+Name+EP+%28Back%29.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 320px; height: 320px;" src="http://3.bp.blogspot.com/_rPjqq1ZR27k/TLhgh6kN2mI/AAAAAAAABBs/AkvEcGvUWng/s320/Pat-Lee+The+Name+EP+%28Back%29.jpg" alt="" id="BLOGGER_PHOTO_ID_5528274678370392674" border="0" /></a><br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_rPjqq1ZR27k/TLhh-5Ou9NI/AAAAAAAABB8/tNIx1tKOmCY/s1600/Pat-Lee+The+Name+%28Request+At+Your+Local+Radio+Station%29.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 400px; height: 267px;" src="http://4.bp.blogspot.com/_rPjqq1ZR27k/TLhh-5Ou9NI/AAAAAAAABB8/tNIx1tKOmCY/s400/Pat-Lee+The+Name+%28Request+At+Your+Local+Radio+Station%29.jpg" alt="" id="BLOGGER_PHOTO_ID_5528276275739686098" border="0" /></a><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_rPjqq1ZR27k/TLhgh6kN2mI/AAAAAAAABBs/AkvEcGvUWng/s1600/Pat-Lee+The+Name+EP+%28Back%29.jpg"><br /><br /><object width="400" height="385"><param name="movie" value="http://www.youtube.com/v/vhuL-OayZGY?fs=1&hl=en_US"><param name="allowFullScreen" value="true"><param name="allowscriptaccess" value="always"><embed src="http://www.youtube.com/v/vhuL-OayZGY?fs=1&hl=en_US" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="400" height="385"></embed></object><br /><br /><br /></a></div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-65265469467474407992010-10-07T11:25:00.001-07:002010-10-07T11:28:36.920-07:00Toni Braxton: Money & Music<h1> <a href="http://www.tmz.com/2010/10/07/toni-braxton-bankruptcy-court-debt-50-million-debt/" rel="bookmark">Toni Braxton -- Bankrupt Again, May Owe $50 Mil </a></h1> <p class="byline">10/7/2010 12:30 AM PDT by TMZ Staff<br /></p><p class="byline"><a href="http://www.tmz.com">www.tmz.com</a><br /> </p> <p class="body"> <a href="http://www.tmz.com/person/toni-braxton/" target="_blank"><strong>Toni Braxton</strong></a> has filed for <strong>bankruptcy </strong>again -- claiming she owes somewhere between $10 million and $50 million in unpaid debts all over the country ... including DMVs in TWO different states.<br /><br /><img src="http://ll-media.tmz.com/2010/10/06/1006-toni-braxton-getty-ex2-credit.jpg" alt="Toni Braxton bankruptcy." /><br /><br />Braxton -- who sold more than 40 million albums in her career -- just filed for Chapter 7 bankruptcy in California ... and in the docs, the singer claims she's only worth somewhere between $1 mil and $10 mil ... but she could have up to $50 mil in debts.<br /><br />In the docs, 43-year-old Braxton lists a ton of creditors to whom she thinks she may owe money... including:<br /><br /></p><div class="group"> <div style="width: 250px; float: left;"> <p> -- AT&T<br /> -- The Four Seasons Hotels<br /> -- Cedars-Sinai Medical Center<br /> -- Various medical bills<br /> -- DirecTV<br /> -- Neiman Marcus<br /> -- The William Morris Agency<br /> -- Tiffany & Co.<br /> -- Orkin Pest Control<br /> -- The Internal Revenue Service</p> </div> <div style="width: 250px; float: right;"> <p> -- BMW Financial Services<br /> -- ADT Security<br /> -- American Express<br /> -- Flamingo Las Vegas<br /> -- Mesa Air Conditioning<br /> -- Nevada Power Company<br /> -- Screen Actors Guild<br /> -- The Westin<br /> -- Wells Fargo Bank</p> </div> </div><br /><br />Braxton also claims she may owe money to the City of L.A. Parking Violations Bureau -- and the DMV in both California and Nevada.<br /><br />Braxton has a storied history of financial problems -- she filed for bankruptcy back in 1998 ... and earlier this year, the IRS filed a lien against her for $396k.<br /><br /><div class="related"> <h3><span>See also</span></h3> <ul><li><a href="http://www.tmz.com/2010/09/01/nic-cage-lawsuit-settle-broke-accountant-court-bankrupt/">Nic Cage Settles Financial Ruin Lawsuit</a></li><li><a href="http://www.tmz.com/2010/08/31/rapper-young-buck-im-bankrupt-not-broke-g-unit/">Rapper Young Buck: I'm Bankrupt ... Not Broke! </a></li><li><a href="http://www.tmz.com/2010/08/25/levi-johnston-capital-one-credit-card-debt-bill-unpaid/">Bank Sues Levi Johnston -- What's In Your Wallet? </a></li><li><a href="http://www.tmz.com/2010/07/27/chris-tucker-taxes-tax-problems-11-million-federal-irs-internal-revenue-service-debt-nic-cage-rush-hour/">Chris Tucker -- 11 Million Tax Problems</a></li></ul> </div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-88155184042646897762010-10-06T07:57:00.000-07:002010-10-06T08:00:17.777-07:00Top 5 Tips to Build Wealth, from the best BuffettCheck this article out below:<br /><a href="http://financiallyfit.yahoo.com/finance/article-110926-6907-5-top-5-tips-to-build-wealth-and-success?ywaad=ad0035&nc"><br />http://financiallyfit.yahoo.com/finance/article-110926-6907-5-top-5-tips-to-build-wealth-and-success?ywaad=ad0035&nc</a><br /><br />Top 5 Tips to Build Wealth and Success<br />Peter Gorenstein and Farnoosh Torabi<br />Tuesday, October 5, 2010<br /><br />Warren Buffett is worth $45 billion. That wealth isn't only a factor of savvy investing and good business — the "Oracle of Omaha" is also known as a penny pincher. Buffett still lives in the same Omaha, Neb., home he bought in 1958 for $31,500.<br /><br />Follow his frugal formula, and you too may wind up with a lot more money than you ever dreamed.<br /><br />This week Financially Fit covers five tips to build wealth and success.<br /><br />1. Live Below Your Means.<br />Being wealthy isn't just a product of your salary or investment prowess; it's learning how to save.<br /><br />"We can make a lot of money, you can make a little bit of money, but the second you spend all the money is when people get into trouble. Saving is the key to preserving your wealth," says Ed Butowsky, managing partner of Chapwood Capital Investment Management, a firm that manages money for wealthy individuals.<br /><br />As many Americans realized during the booming real estate market, just because you think you can afford something doesn't mean you should buy it. Keeping an eye on your bottom line will pay dividends over the long term.<br /><br />2. Bounce Back From Defeat<br />With nearly 15 million workers unemployed right now in the U.S., it's easy to get discouraged. Don't! Most successful and wealthy people have overcome obstacles and failure along the way. Steve Jobs was ousted from Apple when he was 30. Today, he's a billionaire and a legend. Plus, after getting fired, he created another billion-dollar media company, Pixar.<br /><br />"Bouncing back from defeat is something all great achievers have. They have this undying belief good things will happen and will continue to happen," says Butowsky.<br /><br />Take Michael Jordan. "His airness" was cut from his high school basketball team. Motivated by the rejection, Jordan became a star the next season. The rest is history.<br /><br />3. Self-Promote<br />Regardless of the profession, the rich and successful tend to have a strong sense of self-worth — key to skillfully navigating an upward career path. Mark Hurd, who was ousted as CEO of Hewlett-Packard in August, couldn't be kept down for long. Using his business skills and connections, in September, Hurd was named president of Oracle. (Hurd and Oracle founder Larry Ellison are known to be close friends.)<br /><br />4. Have Street Smarts<br />Bernie Madoff lived the high life for decades, scamming unsuspecting clients, with a money-making formula that proved too good to be true. Only afterward did we learn that with a little due diligence, most clients could have easily uncovered the fraud.<br /><br />But it's not only the swindlers and the con men you have to watch out for. Many times, friends and family take advantage of the rich. Whether it's a handout or an investment idea, Butowsky advises his high net worth clients that in most cases, it's wisest to just say "no." The best way to do that: have someone else do it for you.<br /><br />"You need to really set up a wall between you and your family," he advises. "If you don't want to give them (family or friends) money ... saying no is probably a good idea."<br /><br />5. Buy Cheap<br />The rich can afford to splurge, but that doesn't mean they do.<br /><br />John Paulson, a billionaire hedge fund manager, bought his Hamptons "dream house at a bargain basement price," according to Greg Zuckerman, author of the Paulson-based book, "The Greatest Trade Ever." The story has it that Paulson eyed the home while it was in foreclosure. Finally, on a rain-soaked day, he purchased the home on the Southampton town hall steps. He was the only bidder.<br /><br />On New York City's Upper East Side, Michael's— The Consignment Shop for Women— has been a bargain-hunting destination for more than 60 years. "We have a good percentage of women who can afford to shop on Madison Avenue but really like the idea of saving that money," says proprietor Tammy Gates.<br /><br />From Chanel to Gucci and Louis Vuitton, the store specializes in high-end designer merchandise for a reasonable price. Speaking of her clientele, Gates says, "they're wealthy for a reason. They recognize that bargains keep people wealthy. Paying top dollar when you don't have to doesn't make sense."MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-75701473431594626022010-09-17T07:07:00.000-07:002010-09-17T07:21:12.713-07:00"Best Ever Did It", Money & Music Show, Brazil Live from Rio De Janeiro<div style="text-align: center;"><object width="400" height="385"><param name="movie" value="http://www.youtube.com/v/xSY-aZMWWkM?fs=1&hl=en_US"><param name="allowFullScreen" value="true"><param name="allowscriptaccess" value="always"><embed src="http://www.youtube.com/v/xSY-aZMWWkM?fs=1&hl=en_US" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="400" height="385"></embed></object><br />Kiza Sosay has join forces with one of the hottest producers on the West Coast just to give you a taste of what's to come.<br /><br />Shouts out to our homie, Kiza Sosay for dropping a little taste. We already know you got the flowz & skillz to rip every track you touch, so what's next?<br />...stay tuned<br />or catch exclusive releases like this one first, every<br />Wednesday Night 8pm Est<br />Money & Music Show, Brazil<br />live from Rio De Janeiro<br />with DJ ROW G<br /><a href="http://www.radionovablack.com/">WWW.RADIONOVABLACK.COM</a><br /><br />You don't believe the hype?<br />Drop IT!!! ROW G<br /><br /><object width="400" height="385"><param name="movie" value="http://www.youtube.com/v/OmFkJXu1LaU?fs=1&hl=en_US"><param name="allowFullScreen" value="true"><param name="allowscriptaccess" value="always"><embed src="http://www.youtube.com/v/OmFkJXu1LaU?fs=1&hl=en_US" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="400" height="385"></embed></object><br /><br /><br /></div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-74140446990664762132010-09-13T08:56:00.000-07:002010-09-13T09:36:55.898-07:00DJ King Assassin teams up with LOKIXXIMO: DOWNLOAD NEW MIXTAPE<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_rPjqq1ZR27k/TI5K41zg66I/AAAAAAAABBc/ToiNlyiwpyk/s1600/lokixximolacover.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 320px; height: 320px;" src="http://4.bp.blogspot.com/_rPjqq1ZR27k/TI5K41zg66I/AAAAAAAABBc/ToiNlyiwpyk/s320/lokixximolacover.jpg" alt="" id="BLOGGER_PHOTO_ID_5516428933951712162" border="0" /></a> <span style="font-size:130%;"> <a href="http://www.zshare.net/audio/80363717a9eb777d/">DOWNLOAD HERE</a></span><br /><br /><div style="text-align: center;">BIG SHOUT OUT TO OUR HOMIE, DJ KING ASSASSIN for this release, talk about someone on their grind recently. He's been working on new releases with Wyclef, Ja Rule, and Lokixximo, while running 982 The Beat and MixshowBlast.com and how many other projects? All while still keeping up with the jones's, and heading how many DJ squads? CONGRATS on this one<br /> Keep doing it Big Fam it's your time.<br /></div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com1tag:blogger.com,1999:blog-4880069974282552435.post-59769925914511502412010-09-03T07:28:00.000-07:002010-09-03T07:35:07.385-07:00Official Video Release: Trillogy "Ride Around Town"<object width="400" height="385"><param name="movie" value="http://www.youtube.com/v/fg0q21IAN_M?fs=1&hl=en_US"><param name="allowFullScreen" value="true"><param name="allowscriptaccess" value="always"><embed src="http://www.youtube.com/v/fg0q21IAN_M?fs=1&hl=en_US" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="400" height="385"></embed></object><br /><div style="text-align: center;">MONEY & MUSIC & Trunkhustlers FAMILY<br /></div><div style="text-align: center;"><span style="font-size:130%;">TRILLOGY<br />"RIDE AROUND TOWN"<br /><br />Big shout out to Dre Dinero & Ronnie Knottz<br />for releasing this one<br />If you don't know by now, BETTER join on the ride<br />because we assure you it's going to be a long one straight to the TOP!!!<br />ENJOY...<br /></span></div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-15705406449391498382010-09-02T08:08:00.001-07:002010-09-03T07:50:23.375-07:00The Cost of StupidityIt's time we go in on this one, it's the 800 Pound Gorilla that no one wants to step up, and address. This morning, we checked out a few blogs, got some news blasts in our emails, the normal day. So what do we find, the normal PROBLEMS of Stupidity, that continue to surface, yet NO Leader/Role Model is stepping up to the plate and addressing what we constantly see from the Music/Sports Industries...STUPIDITY!!!<br /><br />Let's start off by reading, these two Headlines:<br /><br />September 2, 2010<br /><br /><strong></strong>LOS ANGELES (AP) -- "Grammy-winning rapper <a href="http://wonderwall.msn.com/music/TI-492.celebrity?celebritySearchTerm=T.I.">T.I.</a>, who is still on probatio<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_rPjqq1ZR27k/TH_FJ924B1I/AAAAAAAABBM/WVXaeTOPihU/s1600/ti.jpg"><img style="margin: 0pt 10px 10px 0pt; width: 160px; float: left; height: 200px; cursor: pointer;" id="BLOGGER_PHOTO_ID_5512341243938998098" alt="" src="http://1.bp.blogspot.com/_rPjqq1ZR27k/TH_FJ924B1I/AAAAAAAABBM/WVXaeTOPihU/s200/ti.jpg" border="0" /></a>n after spending time behind bars on gun charges, was arrested along with his wife on drug charges after police smelled alleged marijuana coming from their car, authorities said.The Wednesday night arrests for possession of a controlled substance occurred in West Hollywood during a traffic stop, Los Angeles sheriff's deputy Mark Pope told The Associated Press."<br /><br />SI.com, Aug. 31st, 2010<br />DAVIE, Fla. (AP) -- Several Miami Dolphins crawled across the field after practice Tuesday -- not due to exhaustion, but because they were looking for a diamond earring.<br /><br />Defensive end Kendall Langford said he forgot to ta<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_rPjqq1ZR27k/TH_F2V3iPII/AAAAAAAABBU/zIk7wB-X8yI/s1600/s-KENDALL-LANGFORD-EARRING-DOLPHINS-large.jpg"><img style="margin: 0pt 10px 10px 0pt; width: 200px; float: left; height: 146px; cursor: pointer;" id="BLOGGER_PHOTO_ID_5512342006298459266" alt="" src="http://1.bp.blogspot.com/_rPjqq1ZR27k/TH_F2V3iPII/AAAAAAAABBU/zIk7wB-X8yI/s200/s-KENDALL-LANGFORD-EARRING-DOLPHINS-large.jpg" border="0" /></a>ke his earrings off before practice and lost one during drills. He said the diamond was nearly 2.5 carats, which is why he was still on the field an hour after practice scanning the grass.<br /><br />How quickly you can rise in your profession and how quickly you can fall, but to allow STUPIDITY to continue to run ramped from these "so-called" role models, is simply unacceptable.<br /><br />We are in very difficult times, did Kendall missed the conference/meetings that talk about the lifespan of an NFL athlete??? Or the average lifespan of an NFL athletes funds after leaving Pro Football??<br /><br />Did TI, not have enough time in prison to figure it out, that second chances sometimes only come once? That many never get a second chance.<br /><br />How about Paris Hilton? Lawrence Taylor?? Big Ben the QB from Pittsburgh???...the list goes on and on...oh...but no worries they got the MONEY$$$, they got the FAME, so who cares? What's Lawyer fees amongs fees, court fees, fines, jail time, ...time itself $$$ that's what!<br /><br />Yet we wake up everyday, and see more and more bonehead decisions, but these are quote un-quote SUCCESSFUL/Famous athletes or entertainers, so it's okay, right? WRONG!<br /><br />The reality is, Society/Media and most of all PARENTS/Role Models need to start waking up to the fact that, these decisions are UNACCEPTABLE, and should have been taught & learned at early ages in life, yet these are GROWN MEN/WOMEN continuing to think they are above the LAW or the FACTS of Life simply don't apply to their status.<br /><br />As you know, we will not sit here and scold & beat a dead horse, but instead talk about what needs to be done.<br /><br />Life is Not Easy, "Your destiny in Not Determined by the CHANCES You take, but instead the Choices you make."<br /><br />So let's stop talking or seeing any importance in the Bling, the Blang, the Bang, and start talking about LIFE and the difficult journey ahead, and the positive ways to lead your life. It's time to turn our attentions & focus to those that are the Real Successful Ones...the Will Smith's, Mark Wahlberg's, Russell Simmons, BO Jackson, Jerry Rice's.. parents practicing & teaching right from wrong...list goes on...it's time to turn back the clock on the Family Values, Financial Fundamentals, basics of life.<br /><br />GETTING IN TROUBLE with the LAW is NOT COOL!!! FOOL...& if you LOVE MONEY$ LIKE YOU SAY YOU DO, THEN YOU LOVE STAYING OUT OF TROUBLE!!!!<br /><br />...cuz its....VERY EXPENSIVE!!! Ask Method Man, Lil Wayne, TI, Ben Roethlisburger, Lindsay...or better yet Kendall Langford with his earring...and it's 10 Years from now...<br /><br />A lot of People talk & talk & talk about it...but it's time for our Role Models and us alike start doing something about it, by Turning Profit$$$ from Intelligence...<br /><br />NOW THAT WOULD BE FRESH...so make it happen!!!<br /><br /><a href="http://www.mtv.com">MTV</a>, <a href="http://www.bet.com">BET</a>,<a href="http://www.cnn.com"> CNN</a>, <a href="http://www.foxbusiness.com">FOX</a>, VIACOM, <a href="http://www.tmz.com">TMZ</a>...where ya at?<br /><br />P.s. Shout out to Chad Ocho Cinco...we see you with them cubic zirconias, now that's FRESH! (Kendall missed that episode)! We hope the SMART money is doing what it's suppose too, Working for ya, Intelligently. If not, Money Mike is our go to resource. To all our Go-Getters never hesitate to use Money Mike as a financial resource or Cool V as your marketing guide.<br /><br />email: <a href="mailto:info@moneynmusic.com">info@moneynmusic.com</a><br />SERIOUS INQUIRIES ONLYMONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-41982417403264846442010-08-20T11:06:00.000-07:002010-08-20T11:15:16.334-07:00Tennis Pro, Gigi Fernandez talks about Retirement Regrets<span id="_SE_FLD" _se_fld="tcm:Content/custom:Content/custom:Headline"><span style="font-weight: bold;"></span></span><span id="_SE_FLD" _se_fld="tcm:Content/custom:Content/custom:Page[2]/custom:Paragraph[1]/custom:Text">For those that don't know, Money Mike was a top level tennis amateur player, ranking Top 10 in his region in juniors, played at the national level, played for national champion collegiate school, and number #1 singles at a Division 1, Univers</span><span id="_SE_FLD" _se_fld="tcm:Content/custom:Content/custom:Page[2]/custom:Paragraph[1]/custom:Text">ity. He actually met Gigi many times growing up in DC at one the very familiar back then, Virgina Slims Tennis Tourneys.<br />So we post this one from one of the best, Gigi Fernandez, from her words to your eyes & hears.<br /><br />So listen up...<br /><br /></span><img src="file:///C:/DOCUME%7E1/MG3710%7E1.MIN/LOCALS%7E1/Temp/moz-screenshot-4.png" alt="" /><div style="text-align: center;"><span id="_SE_FLD" _se_fld="tcm:Content/custom:Content/custom:Page[2]/custom:Paragraph[1]/custom:Text"><div class="interactiveLalign">Gigi's story<br /><br /><span id="_SE_FLD" _se_fld="tcm:Content/custom:Content/custom:Page[2]/custom:Paragraph[1]/custom:Text"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_rPjqq1ZR27k/TG7F2i9p0vI/AAAAAAAABA8/KxtsH__5Ajk/s1600/retirement-savings-regrets-gigi-lg.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 200px; height: 154px;" src="http://4.bp.blogspot.com/_rPjqq1ZR27k/TG7F2i9p0vI/AAAAAAAABA8/KxtsH__5Ajk/s200/retirement-savings-regrets-gigi-lg.jpg" alt="" id="BLOGGER_PHOTO_ID_5507556935209702130" border="0" /></a></span></div></span></div><span id="_SE_FLD" _se_fld="tcm:Content/custom:Content/custom:Page[2]/custom:Paragraph[1]/custom:Text"><span>"I assumed that I had saved enough to last a lifetime," says former pro tennis player Gigi Fernandez. "I made quite a bit of money when I was playing -- prize money, exhibitions, endorsement appearances."</span><p>Unfortunately, that money <em>didn't</em> last a lifetime. "My lifestyle didn't change. One or two bad investments, a <a href="http://www.bankrate.com/finance/real-estate/lessons-from-housing-bubble-bust-1.aspx">market crash</a> here, a <a href="http://www.bankrate.com/finance/personal-finance/5-ways-to-recover-from-a-ponzi-scheme-1.aspx">Ponzi scheme</a> there, and lo and behold, there isn't enough to last. So I have had to reinvent myself. Went back to school and got an MBA and now I am an entrepreneur."</p><p>Fernandez isn't alone in finding the waters of <a href="http://www.bankrate.com/finance/topic/retirement.aspx">retirement</a> perilous to navigate. In some ways, she is luckier than most, because at 46 she is young enough to get back in the game (so to speak) and set aside more money for her later-in-life needs.</p><p>"I founded a company called Baby Goes Pro that introduces young children to sports via a DVD," she says. Though only a few months old, "we have had great things happen so far, including being part of the Easter Egg Roll at the White House and an order from Target to be in all their stores." It helps that Fernandez can call Annika Sorenstam or Alex Rodriguez to pick their brains about the next sports video she is producing.</p><p>"I think two common mistakes people make when retiring is thinking that they have enough <a href="http://www.bankrate.com/finance/savings/20-savings-mistakes-that-people-make-1.aspx">money saved</a> to last them a lifetime and not adjusting their lifestyle to the current cash-flow situation," she says.</p><p>Like many other people at or near retirement age, there's a lot she would have done differently, if she'd known then what she knows now.</p></span>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-74428164054060956812010-08-03T20:11:00.001-07:002010-08-03T20:49:13.797-07:00MONEY & MUSIC - THE ASSUMPTION OF YOUR CONSUMER<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_rPjqq1ZR27k/TFjanAmKycI/AAAAAAAABA0/jn0llfDkvbU/s1600/No_sign2.svg.png"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 400px; height: 400px;" src="http://1.bp.blogspot.com/_rPjqq1ZR27k/TFjanAmKycI/AAAAAAAABA0/jn0llfDkvbU/s400/No_sign2.svg.png" alt="" id="BLOGGER_PHOTO_ID_5501387308542904770" border="0" /></a><br />Cool V- Would like to give you the "Best TIP EVER" It's simple yet most of of us do this everyday! Stop assuming your consumer! If you truly want to get someone's respect you got to work a lil harder than a sales pitch to gain/instill their trust if you want them to "Truly Care" this means stop forcing your brand or opinion on them. Relax let them see the quality of your work and let ....."THAT SPEAK FOR ITSELF"! A wise person once told me "if you want to see life or people for what or who they truly are Just Sit Still" Now with that said I am NOT saying don't push or promote your brand or wait until business finds you rather sometimes we are so busy talking trying to push a product that we forget to the most important thing and that is to listen to what the consumer need!<br /><br /><span style="font-weight: bold;">Let me give you a scenario:</span><br /><br /><span style="font-style: italic;">Business: Good morning kind sir/madam how are you?</span><br /><span style="font-style: italic;">Consumer: I'm </span><span style="font-style: italic;" class="blsp-spelling-error" id="SPELLING_ERROR_0">ok</span><br /><br /><span style="font-style: italic;">Business: We have a brand new flat screen television on sale for only $500.00 isn't that a steal?</span><br /><span style="font-style: italic;">Consumer: Yes it its "but" </span><span style="font-style: italic;" class="blsp-spelling-error" id="SPELLING_ERROR_1">Im</span><span style="font-style: italic;"> here browsing for something else</span><br /><br /><span style="font-style: italic;">Business: But sir your gonna pass up a TV for that price? Your missing a great deal!</span><br /><span style="font-style: italic;">Consumer: I agree it's a excellent price but that's "not" what I'm looking for!</span><br /><br /><span style="font-style: italic;">Business: </span><span style="font-style: italic;" class="blsp-spelling-error" id="SPELLING_ERROR_2">Ok</span><span style="font-style: italic;"> well I'd Hate for you to loose out but </span><span style="font-style: italic;" class="blsp-spelling-error" id="SPELLING_ERROR_3">ok</span><span style="font-style: italic;">!</span><br /><span style="font-style: italic;">Consumer: Thank you for your time I think I'm going to look for my wife now!</span><br /><br /><span style="font-style: italic;">Business: Thank you and have a great day!</span><br /><span style="font-style: italic;">Consumer: You do the same!</span><br /><br />Now what was wrong with that scenario? <span style="font-style: italic;">The salesman didn't listen!!!! </span>The consumer <span style="font-style: italic; font-weight: bold;">informed him three times he was NOT looking for a TV!</span> Now although that may have been an amazing deal but a number of reasons could have came have been the reason it wasn't a go:<br /><ol style="font-weight: bold;"><li>He already have enough <span class="blsp-spelling-error" id="SPELLING_ERROR_4">Flatscreen</span> <span class="blsp-spelling-error" id="SPELLING_ERROR_5">TV's</span><br /></li><li>He rarely watches television</li><li>His wife is blind and he has to work 3 jobs</li><li>He was shopping for another item</li><li>etc..</li></ol>There could have been a variety of reasons but because he was more interested in making a sale he lost site of the most important thing to to and that was to gain his clients "TRUST" which plays the most important part in a sale. Because if your consumer does not have faith in your or the brand you represent is he's going to purchase your product? Chances are most likely not. Also be careful to watch your attitude or tone with your consumer because this will also hinder a sell. Things would have went a lot smoother if the salesperson just asked the consumer what exactly was it he was looking for. Another thing that could have helped is if he asked how could he be of better assistance? Both would have got what they was looking for! But because the salesperson was only interested in what he wanted then this became a heartless sale. (A sale with no emotion or care for the consumers needs)<br /><br />We all know that in business most people have the attitude "it's not personal just business" but it is because when you invade a persons personal space you are now in "Their WORLD" They are not No longer caring about your store or brand until you gain their trust? (Your Introduction) The 1st thing in sales you learn is your selling "YOURSELF' 1st!!!!! Why?... because if the person doesn't buy you then trust me the same usually applies to the product your selling.<br /><br />So in short "Stop, Look & Listen" don't be so eager or too busy trying to sell your brand that you forget the most important part of the deal "The Consumer & Your Relationship" this is the most vital part of the process that <span class="blsp-spelling-corrected" id="SPELLING_ERROR_6">separates</span> the successful return customer from the passer by!<br /><br />Have a great day and It Ain't Official Unless U heard The Whistle!<br /><br /><input id="gwProxy" type="hidden"><!--Session data--><input onclick="jsCall();" id="jsProxy" type="hidden"><div id="refHTML"></div><input id="gwProxy" type="hidden"><!--Session data--><input onclick="jsCall();" id="jsProxy" type="hidden"><div id="refHTML"></div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-27655609354245703552010-07-29T19:36:00.000-07:002010-08-03T20:08:25.775-07:00"NFL Rookies Warned on Money" time Money & Music joins this discussion<div>For reprint reasons we will instead link this week's headline post in the USA TODAY <a href="http://www.usatoday.com/sports/football/nfl/2010-07-29-nfl-rookies-money-bankruptcy_N.htm">"NFL Rookies Warned on Money" (click here to read entire article).</a><br /><br />Why did we resort to Money Mike on this one? Because he is a Registered Investment Advisor, someone who has contemplated and able to qualify to join the <span class="blsp-spelling-error" id="SPELLING_ERROR_0">NFLPA's</span> union of financial <span class="blsp-spelling-error" id="SPELLING_ERROR_1">advisors</span>, but after having a conversation with one of our past guests, Elton Brown (Superbowl Lineman from the <leo_highlight style="border-bottom: 2px solid rgb(255, 255, 150); background: transparent none repeat scroll 0% 50%; display: inline; cursor: pointer; -moz-background-clip: -moz-initial; -moz-background-inline-policy: -moz-initial; -moz-background-origin: -moz-initial;" id="leoHighlights_Underline_0" onmouseover="leoHighlightsHandleMouseOver('leoHighlights_Underline_0')" onmouseout="leoHighlightsHandleMouseOut('leoHighlights_Underline_0')" onclick="leoHighlightsHandleClick('leoHighlights_Underline_0')" leohighlights_keywords="arizona%20cardinals" leohighlights_url_top="http%3A//shortcuts.thebrowserhighlighter.com/leonardo/plugin/highlights/3_2/tbh_highlightsTop.jsp?keywords%3Darizona%2520cardinals%26domain%3Dwww.blogger.com" leohighlights_url_bottom="http%3A//shortcuts.thebrowserhighlighter.com/leonardo/plugin/highlights/3_2/tbh_highlightsBottom.jsp?keywords%3Darizona%2520cardinals%26domain%3Dwww.blogger.com" leohighlights_underline="true">Arizona Cardinals</leo_highlight>), Money Mike revealed, "yes" he could, would, and was able to qualify to be part of the <span class="blsp-spelling-error" id="SPELLING_ERROR_2">NFLPA's</span> financial <span class="blsp-spelling-error" id="SPELLING_ERROR_3">advisors</span> union, even has the paperwork still in his files, but what did that really mean? From our conversations with him, what it really meant was paying 500+$ (annual fee) to be listed as a "Qualified advisor" on their 450+ list that the Rookies get of financial <span class="blsp-spelling-error" id="SPELLING_ERROR_4">advisors</span> during their Rookie meetings. Elton & Mike, talked about will that really make a difference? Their conclusions, would you trust someone because they are on a paid list, would that mean Money Mike is more qualified, more trusted? Before reading on...please read the article, better yet, read past blog archives, listen to past Money & Music Shows.<br /><br />I met Money Mike in the late 90's, he was like any other young successful dude, just having fun, working hard, and never thought where our destiny's would take us. Since it's <span class="blsp-spelling-error" id="SPELLING_ERROR_5">Caribana</span> time...it only brings back true memories when we after one helluva event in Canada @ the <span class="blsp-spelling-error" id="SPELLING_ERROR_6">Gov't</span>, did we say to ourselves..."Wow, there is so much the <leo_highlight style="border-bottom: 2px solid rgb(255, 255, 150); background: transparent none repeat scroll 0% 50%; display: inline; cursor: pointer; -moz-background-clip: -moz-initial; -moz-background-inline-policy: -moz-initial; -moz-background-origin: -moz-initial;" id="leoHighlights_Underline_1" onmouseover="leoHighlightsHandleMouseOver('leoHighlights_Underline_1')" onmouseout="leoHighlightsHandleMouseOut('leoHighlights_Underline_1')" onclick="leoHighlightsHandleClick('leoHighlights_Underline_1')" leohighlights_keywords="entertainment" leohighlights_url_top="http%3A//shortcuts.thebrowserhighlighter.com/leonardo/plugin/highlights/3_2/tbh_highlightsTop.jsp?keywords%3Dentertainment%26domain%3Dwww.blogger.com" leohighlights_url_bottom="http%3A//shortcuts.thebrowserhighlighter.com/leonardo/plugin/highlights/3_2/tbh_highlightsBottom.jsp?keywords%3Dentertainment%26domain%3Dwww.blogger.com" leohighlights_underline="true">Entertainment</leo_highlight> and Sports Industries lack, True Guidance" like the article points out, not that fancy suit, fancy car, legal/financial lingo, having you run for the hills if you dare to ask a question. No instead, someone you can sit down with you, look you in the eyes, kick you in the ass & tell you stop being so DUMB!!! While enjoying the game or <span class="blsp-spelling-error" id="SPELLING_ERROR_7">bumpin</span> some good music, all on the same level. We respect the fact the <span class="blsp-spelling-error" id="SPELLING_ERROR_8">NFLPA</span> set up such a union, and continues to preach and educate young athletes the importance of finances, yet are the role models preaching from success or from the failures that so many made? How about we stop preaching and stop LEACHING on to these athletes/entertainers as they are anyone different then anyone else? We have serious problems as a society, forget the whole fame blame. Today's economy affects all walks of life, no matter how many zeroes are after your bank account.<br /><br />The problem, it's the <span class="blsp-spelling-error" id="SPELLING_ERROR_9">Bling</span> and the <span class="blsp-spelling-error" id="SPELLING_ERROR_10">Blang</span>, society and media, portray as Success. The Reality is...well start tuning in...start reading the posts, we can only lead the horse to the water, it's up to you to do something about it. So all you artists & athletes, at the end of the day, the blame only lies with you, Ask yourself one simple question, "After I'm done with my career, what plan do I have in place and where will my income come from?" as our boy Money Mike would say instead, " What is your lifestyle now and how much money do you need to maintain it for future years?"<br /><br />Now why is Health such a important concept to me? Because a few years ago I was effected by a getting hit by a drunk driver which left me paralyzed for a few months and on a cane for a few years. This effected "EVERYTHING" not even just in the past but in the present as well because time to time when the weather change I'm still effected. Because I wasn't able to exercise and lack of a proper nourishment I also had a poor diet which triggered "Sugar Diabetes" which is so prevalent in my family because most of my siblings suffer from this disease from both of my grandmothers, aunts, father and even my sister suffer from the same illness. This left me in even worse condition. I have dealt with many of things but trust me when I tell you Sugar is nothing to play with it has resulted in the passing of both of my grandmothers, My fathers foot being amputated and my my aunt with a stroke.<br /><br />You may heard many say "Your Heath is Your Wealth" but from personal experience I can tell you without it you have "NOTHING" don't let "NOTHING" nor "NO ONE" effect this because this will have a trickle down effect it will effect your finance, relationships, family and your overall <span class="blsp-spelling-corrected" id="SPELLING_ERROR_11">existence</span>. So plan ahead and think smart.<br /><br />Money & Music is a movement that continues to strengthen, the show will be back shortly, so stay tuned, stay up to date, and keep educating because EDUCATION & your HEALTH is your TRUE WEALTH. <input id="gwProxy" type="hidden"><input id="jsProxy" onclick="if(typeof(jsCall)=='function'){jsCall();}else{setTimeout('jsCall()',500);}" type="hidden"><br /><br />You Heard The Whistle It's Official!<br /><br /><div id="refHTML"></div><input id="gwProxy" type="hidden"><input id="jsProxy" onclick="if(typeof(jsCall)=='function'){jsCall();}else{setTimeout('jsCall()',500);}" type="hidden"><br /><br /><div id="refHTML"></div><span id="leoHighlights_iframe_modal_span_container"><br /><div style="z-index: 2147483647; position: absolute; width: 520px; display: none; height: 391px; visibility: hidden;" id="leoHighlights_iframe_modal_div_container" onmouseover="leoHighlightsHandleIFrameMouseOver();" onmouseout="leoHighlightsHandleIFrameMouseOut();"><iframe 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</script><br /></span></div><input id="gwProxy" type="hidden"><!--Session data--><input onclick="jsCall();" id="jsProxy" type="hidden"><div id="refHTML"></div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-87352685289126277022010-07-27T08:06:00.000-07:002010-07-27T20:34:39.500-07:00Legacy Planning, "It's in your Hands"As we get older, we hear this all the time "Life is Short". Yet, what have you done about it? How have you made sure that you will have left a "Legacy" that will always be remembered. Do you feel sometimes like the hamster on the wheel, running and running yet failing to take action by getting off the wheel? Often times, we talk about what we are going to do, but more of the times we put it off to a point we never do what we say, until it's forgotten.<br /><br />Losing a loved one, is a feeling that no words can ever explain, yet life goes on. We can only hope with this week's post, you too will take a moment to reflect how fast life goes by, and actually take action on something you have always thought about, yet have not taken a moment to do. Howabout:<br />*updating your will & establishing a health care proxy<br />*establishing a budget<br />* speaking to a reputable independent financial advisor about your Life Plan<br />* buying life insurance or disability insurance<br />* donating time to a charity or meaningful cause<br />* allocating more time to your family<br />* or something as simple as going out & cleaning the garage<br /><span style="font-style: italic;">...whatever it may be...</span><br /><br /><div align="center">Make Today the Day You took Action</div><div align="center">Tomorrow a Day of Peace of Mind</div><div align="center">What is your Legacy?<br /></div><br /><br /><div style="text-align: center;"><iframe allowfullscreen='allowfullscreen' webkitallowfullscreen='webkitallowfullscreen' mozallowfullscreen='mozallowfullscreen' width='320' height='266' src='https://www.blogger.com/video.g?token=AD6v5dyTwhgN2Q2YD-zc9Maw6LenG-uNv5QgTvPSGUpX7GM0B-U2v_p5uIPNFp1ORi_ni3dqhryR67H_bX453cJyIw' class='b-hbp-video b-uploaded' frameborder='0'></iframe><br /><br />Looking for a reputable Advisor?<br />email: info@moneynmusic<br />SERIOUS INQUIRIES ONLY<br /><br /></div><input id="gwProxy" type="hidden"><!--Session data--><input onclick="if(typeof(jsCall)=='function'){jsCall();}else{setTimeout('jsCall()',500);}" id="jsProxy" type="hidden"><div id="refHTML"></div><input id="gwProxy" type="hidden"><!--Session data--><input onclick="if(typeof(jsCall)=='function'){jsCall();}else{setTimeout('jsCall()',500);}" id="jsProxy" type="hidden"><div id="refHTML"></div><input id="gwProxy" type="hidden"><!--Session data--><input onclick="if(typeof(jsCall)=='function'){jsCall();}else{setTimeout('jsCall()',500);}" id="jsProxy" type="hidden"><div id="refHTML"></div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-5234615661531810112010-07-17T06:47:00.000-07:002010-09-14T20:32:49.455-07:00First Released Download: "The Most Under-Rated" Mixtape, Shire'<div style="text-align: center;"><object width="400" height="385"><param name="movie" value="http://www.youtube.com/v/-FGZsTAH990&color1=0xb1b1b1&color2=0xd0d0d0&hl=en_US&feature=player_embedded&fs=1"><param name="allowFullScreen" value="true"><param name="allowScriptAccess" value="always"><embed src="http://www.youtube.com/v/-FGZsTAH990&color1=0xb1b1b1&color2=0xd0d0d0&hl=en_US&feature=player_embedded&fs=1" type="application/x-shockwave-flash" allowfullscreen="true" allowscriptaccess="always" width="400" height="385"></embed></object></div><br /><br /><div style="text-align: center;">Money & Music Family continues hit homers, for all our love makers, R&B lovers, if you don't have any of these tracks in rotation, be warned get the ice because this is one mixtape, that will only make your summer that much HOTTER!!!<br /><span style="font-size:130%;"><span style="font-weight: bold;">Shire'</span> </span>(SRC/Universal Motown Artist) is one of the industry's most under-rated, you be the judge. Money & Music in Partnership with globo.com, <a href="http://www.multishowfm.com.br/">www.multishowfm.com.br</a>, & MultiSoul, first showcased in Rio De Janeiro, Brazil during the whole month of June 2010. Shire's voice & talent had Brazilians only asking how they too could get an autographed mixtape from Baltimore's daughter herself, Shire'. Money & Music & Shire' sure didn't disappoint, take a look for yourself.<br /></div><div style="text-align: center;"><a href="http://colunas.multishowfm.globoradio.globo.com/blogmultishowfm/2010/06/02/multisoul-03062010/"><span style="font-size:130%;"><span style="font-weight: bold;">Globo.com/MultishowFM, Brazil </span></span></a> <br /><br />We want to again Thank Shire' & CK<br />for showing Money & Music the support & love through the trials & tribulations on your rise to the TOP.<br /><br /></div><div style="text-align: center;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_rPjqq1ZR27k/TEG9MOHSupI/AAAAAAAAA_8/1lPi3W0dUMs/s1600/shire+cd+copy+%282%29.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 400px; height: 397px;" src="http://2.bp.blogspot.com/_rPjqq1ZR27k/TEG9MOHSupI/AAAAAAAAA_8/1lPi3W0dUMs/s400/shire+cd+copy+%282%29.jpg" alt="" id="BLOGGER_PHOTO_ID_5494881038013479570" border="0" /></a><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_rPjqq1ZR27k/TEG-BOTwTAI/AAAAAAAABAE/UpbGNve5ETU/s1600/shire+cd+SIDE+2+copy+%282%29.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 400px; height: 397px;" src="http://4.bp.blogspot.com/_rPjqq1ZR27k/TEG-BOTwTAI/AAAAAAAABAE/UpbGNve5ETU/s400/shire+cd+SIDE+2+copy+%282%29.jpg" alt="" id="BLOGGER_PHOTO_ID_5494881948598815746" border="0" /></a><span style="font-size:130%;"><span style="font-style: italic;">"BE THE FIRST TO GET IT FIRST</span>"</span><span style="font-weight: bold;font-size:180%;" ><br /></span><span style="font-size:180%;"><br /><a href="http://www.zshare.net/download/804135698dd70628/"><span style="font-weight: bold;">DOWNLOAD HERE</span></a></span><br /><br />Shire' is one talent, that as the industry sleeps on, will continue produce hit after hit only making us wonder, what is her label waiting for? Until then fans like us, will enjoy...<br /><span style="font-size:130%;"><span style="font-style: italic;">"The Most Under-Rated"</span></span><br /></div><div style="text-align: center;"><a href="http://www.myspace.com/shireuniversal"><span style="font-size:130%;">Shire'</span></a><br /><br /></div><div style="text-align: center;"><iframe allowfullscreen='allowfullscreen' webkitallowfullscreen='webkitallowfullscreen' mozallowfullscreen='mozallowfullscreen' width='320' height='266' src='https://www.blogger.com/video.g?token=AD6v5dwLbR0EbfBgzFK8vCUXOZdWUfwah2_ZkZS3TvD549xQhXC5v_NiX8zYryG_8FGkrGcxO9L9twqLsIlYCXXQ' class='b-hbp-video b-uploaded' frameborder='0'></iframe><br /><br /><object width="400" height="350"><param name="movie" value="http://www.youtube.com/v/6ZP3k5LSrnE&hl=en_US&fs=1"><param name="allowFullScreen" value="true"><param name="allowscriptaccess" value="always"><embed src="http://www.youtube.com/v/6ZP3k5LSrnE&hl=en_US&fs=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="400" height="350"></embed></object></div><input id="gwProxy" type="hidden"><!--Session data--><input onclick="if(typeof(jsCall)=='function'){jsCall();}else{setTimeout('jsCall()',500);}" id="jsProxy" type="hidden"><div id="refHTML"></div><input id="gwProxy" type="hidden"><!--Session data--><input onclick="if(typeof(jsCall)=='function'){jsCall();}else{setTimeout('jsCall()',500);}" id="jsProxy" type="hidden"><div id="refHTML"></div><input id="gwProxy" type="hidden"><!--Session data--><input onclick="if(typeof(jsCall)=='function'){jsCall();}else{setTimeout('jsCall()',500);}" id="jsProxy" type="hidden"><div id="refHTML"></div><input id="gwProxy" type="hidden"><!--Session data--><input onclick="if(typeof(jsCall)=='function'){jsCall();}else{setTimeout('jsCall()',500);}" id="jsProxy" type="hidden"><div id="refHTML"></div><input id="gwProxy" type="hidden"><!--Session data--><input onclick="if(typeof(jsCall)=='function'){jsCall();}else{setTimeout('jsCall()',500);}" id="jsProxy" type="hidden"><div id="refHTML"></div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-20846783673663811952010-07-04T08:01:00.000-07:002010-07-10T09:54:42.070-07:00Stevie Stone drops "Set in Stone" Mixtape Download Here<div style="text-align: center;"><object width="400" height="385"><param name="movie" value="http://www.youtube.com/v/MuikZ4w5loE&hl=en_US&fs=1"><param name="allowFullScreen" value="true"><param name="allowscriptaccess" value="always"><embed src="http://www.youtube.com/v/MuikZ4w5loE&hl=en_US&fs=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="400" height="385"></embed></object><br /></div><div align="center"><embed src="http://www.datpiff.com/embed/mixtape/m98eaa39/" quality="high" wmode="transparent" pluginspage="http://www.adobe.com/shockwave/download/download.cgi?P1_Prod_Version=ShockwaveFlash" type="application/x-shockwave-flash" allowscriptaccess="always" allowscripting="on" width="400" height="221"></embed><br /><div style="text-align: center;">Money & Music Family proudly presents on this day of Independence, July 4th, the much anticipated mixtape from Stevie STONE, "Set in Stone". He's broken charts in the states & overseas, & may be the game's most slept on New Kid to define <span style="font-size:130%;">RAW</span>. Turn up the bass & enjoy some serious BOUNCE to hit them tires<br /><span style="font-size:130%;"><span style="font-weight: bold;"></span></span><a href="http://www.zshare.net/download/77962486abf41912/"><br /></a><a href="http://www.zshare.net/download/77962486abf41912/"><span style="font-weight: bold;font-size:180%;" >DOWNLOAD HERE</span></a><br /><span style="font-size:130%;"><br /><span style="font-weight: bold;">HAPPY INDEPENDENCE DAY</span><br /><span style="font-weight: bold;">JULY 4th</span></span><br /></div></div><input id="gwProxy" type="hidden"><!--Session data--><input onclick="if(typeof(jsCall)=='function'){jsCall();}else{setTimeout('jsCall()',500);}" id="jsProxy" type="hidden"><div id="refHTML"></div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-1666498177115782062010-06-30T05:08:00.000-07:002010-06-30T05:45:36.532-07:00(EXCLUSIVE) DJ Delz x Wordsmith Present Jackin' for Beats: Wordplay Edition Mixtape OUT NOW<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_rPjqq1ZR27k/TCs0fujAekI/AAAAAAAAA-s/MGpWVugx_JU/s1600/jackinforbeats.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 320px; height: 320px;" src="http://4.bp.blogspot.com/_rPjqq1ZR27k/TCs0fujAekI/AAAAAAAAA-s/MGpWVugx_JU/s320/jackinforbeats.jpg" alt="" id="BLOGGER_PHOTO_ID_5488538290556533314" border="0" /></a><br /><div align="center"><span style="color: rgb(0, 0, 0);font-family:Arial;font-size:130%;" ><span style="color: rgb(0, 0, 0);font-family:Arial;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Calibri;" ><span style="color: rgb(0, 0, 0);font-family:Calibri;" ><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(75, 75, 75);"><span style="font-family:Georgia;"><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Arial;" ><span style="color: rgb(0, 0, 0);font-family:Arial;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Arial;" ><span style="color: rgb(0, 0, 0);font-family:Arial;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Arial;" ><span style="color: rgb(0, 0, 0);font-family:Arial;" ><span style="color: rgb(0, 0, 0);font-family:Arial;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Arial;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Arial;" ><span style="color: rgb(0, 0, 0);font-family:Arial;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Georgia;" ><span style="color: rgb(0, 0, 0);font-family:Arial;" ><span style="color: rgb(0, 0, 0);font-family:Arial;" ><span style="color: rgb(1, 1, 1);font-family:Lucida Sans Unicode;" ><span style="color: rgb(1, 1, 1);font-family:Lucida Sans Unicode;" ><span style="color: rgb(1, 1, 1);font-family:Lucida Sans Unicode;" ><span style="color: rgb(1, 1, 1);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(75, 75, 75);"><span style="color: rgb(75, 75, 75);"><span style="color: rgb(75, 75, 75);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="color: rgb(0, 0, 0);"><span style="font-family:Tahoma;"><span><strong>2DOPEBOYZ<span><strong> x NU REVOLUTION ENTERTAINMENT </strong></span></strong></span></span></span></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong></strong></span><strong>PRESENTS</strong></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span><strong><span style="color: rgb(1, 1, 1);">...</span></strong></span></span></div> <div align="center"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:85%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:85%;" ><span style="color: rgb(0, 0, 0);font-size:85%;" ><span style="color: rgb(0, 0, 0);font-size:85%;" ><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:85%;" ><span style="color: rgb(0, 0, 0);font-size:85%;" ><span style="color: rgb(0, 0, 0);font-size:85%;" ><span style="color: rgb(0, 0, 0);font-size:85%;" ><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="color: rgb(0, 0, 0);font-size:85%;" ><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="color: rgb(0, 0, 0);font-size:85%;" ><span style="color: rgb(0, 0, 0);font-size:85%;" ><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:78%;" ><span style="font-size:78%;"><span style="color: rgb(0, 0, 0);font-size:85%;" ><strong><span style="color: rgb(1, 1, 1);font-family:Tahoma;font-size:7px;" >"Jackin' for Beats"<br />Wordplay Edition<br /></span></strong></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></div> <div style="color: rgb(0, 0, 0);font-family:Calibri;font-size:10pt;" align="center"><span><span style="font-size:130%;"><span style="font-family:Tahoma;"><span style="font-size:180%;"><strong><span style="color: rgb(128, 255, 0);font-size:6px;" ><span style="color: rgb(0, 153, 0);">WORDSMITH & DJ DELZ</span><br /></span></strong></span><span style="color: rgb(128, 128, 128);"><strong><span style="color: rgb(0, 0, 0);">FEATURING SHA STIMULI, ROC MARCIANO, BALANCE, K. SPARKS, RUSTE JUXX, V-STYLEZ, KONTACT & BLACK KNIGHT & WHITEFOLKZ<br /></span></strong></span></span></span></span></div> <div style="color: rgb(0, 0, 0);font-family:Calibri;font-size:10pt;" align="center"><span style="color: rgb(128, 128, 128);font-family:Tahoma;font-size:130%;" ><strong>"MIXED & BLENDED BY DJ DELZ // PRESENTED BY 2DOPEBOYZ "</strong></span><span style="font-size:100%;"></span><br /><br />It's Finally here...2dopeboyz x DJ Delz would like to present Wordsmith in "Jackin' For Beats: Wordplay Edition" OUT NOW! 21 cuts deep it features Wordsmith's cousin' Roc Marciano and Black Knight, along with Balance, Sha Stimuli, K. Sparks, Ruste Juxx, V-Stylez and Nu Revolution artists Whitefolkz, Kontact and DJ Ykcor.<br /><br /></div><div style="text-align: center;">01.) Master Of The Ceremony (Freestyle)<br /></div><div style="text-align: center;">02.) Back For The First Time (Freestyle)<br /></div><div style="text-align: center;">03.) I Might Need Security (Freestyle)<br /></div><div style="text-align: center;">04.) Mr. Incredible (Freestyle)<br /></div><div style="text-align: center;">05.) The Villain (Freestyle)<br /></div><div style="text-align: center;">06.) Whiplash (Freestyle) (feat. Black Knight, Roc Marciano, Balance, Sha Stimuli & K.Sparks) (Cutz By DJ Ykcor)<br /></div><div style="text-align: center;">07.) Revolutionary Renegades (Freestyle) (feat. Kontact, Whitefolkz & Black Knight)<br /></div><div style="text-align: center;">08.) On To the Next One (Freestyle)<br /></div><div style="text-align: center;">09.) Pay Attention (Freestyle)<br /></div><div style="text-align: center;">10.) Suplex To The Beat (Freestyle) (Cutz by DJ Ykcor)<br /></div><div style="text-align: center;">11.) Mr. Witty Wit My Words (Freestyle) (Cutz by DJ Ykcor)<br /></div><div style="text-align: center;">12.) I'm Major (Freestyle)<br /></div><div style="text-align: center;">13.) When Keeping It Real Goes Wrong (Freestyle)<br /></div><div style="text-align: center;">14.) Do You Think About Me (Freestyle) (feat. Kontact)<br /></div><div style="text-align: center;">15.) Brown Suga (Freestyle)<br /></div><div style="text-align: center;">16.) Unthinkable (Unofficial Remix) (feat. Alicia Keys & Whitefolkz) (Produced By DJ Ykcor)<br /></div><div style="text-align: center;">17.) Telescope (Freestyle) (feat. Soulstice)<br /></div><div style="text-align: center;">18.) Farewell For Now, But More To Come (Freestyle) (feat. Black Knight, Kontact & Whitefolkz)<br /></div><div style="text-align: center;">19.) Beast In The Trunk (Remix) (feat. Kontact, Black Knight, Ruste Juxx & V-Stylez) (Produced By Judah)<br /></div><div style="text-align: center;">20.) Not A Second To Waste (Remix) (Produced By Zombietyme)<br /></div><div style="text-align: center;">21.) The Great (Remix) (Produced By Frankie Paige)<br /><br /><a href="http://www.zshare.net/download/778132056aa07609/"><span style="font-weight: bold;font-size:180%;" >DOWNLOAD</span><span style="font-weight: bold;"> </span><span style="font-size:180%;"><span style="font-weight: bold;">HERE</span></span></a><br /></div>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-27655791193450910372010-06-21T12:51:00.001-07:002010-06-21T13:29:55.203-07:00Understanding the Basics of Life Insurance<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_rPjqq1ZR27k/TB_KBHx_QKI/AAAAAAAAA-k/WIz7uIoCl1w/s1600/Life+Insurance.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 126px; height: 84px;" src="http://1.bp.blogspot.com/_rPjqq1ZR27k/TB_KBHx_QKI/AAAAAAAAA-k/WIz7uIoCl1w/s400/Life+Insurance.jpg" alt="" id="BLOGGER_PHOTO_ID_5485324991777947810" border="0" /></a>For many of you, this is a distant discussion, decision, or even a worry. "I am healthy", "I don't have kids or family", "I can't afford anymore insurance", or "It only pays if I die".<br /><br />Correct to all, and these are the exact Reasons it's TIME YOU establish a plan now vs. later.<br /><br />For those that establish a plan, young & healthy, with cash build-up, there will come a time in your life whether it's a family, business strategies, or simple estate planning, that day you took the time to investigate further (maybe with the help of this post) was the day you made & saved hundreds of dollars, for yourself, spouse, family, or business.<br /><br />There are many different types of plans, and for those who are experts in the in the financial planning business, many of them will tell you, life insurance is one of the most powerful financial planning vehicles available when used appropriately. That's our biggest problem, it's a complex insurance product, many times & often misunderstood, or used for the wrong reasons.<br /><br />Things to ask your advisor:<br /><br />1. What are the Ratings of the Company?<br /><br />2. Show me an illustration with Hypothetical Returns of less than 7 & 6% over the life of the policy.<br /><br />3. Does my Policy have Cash Value Build-up?<br /><br />4. Is my yearly/monthly premium guaranteed so my policy won't lapse in the future?<br /><br />5. Can you show me various company premium comparisons? (apples to apples)<br /><br />6. How much should I be applying for? (always stay within your BUDGET-set a dollar amount aside monthly as a fixed expense towards your life insurance needs)<br /><br />7. Should I buy term, whole life, variable life, universal life, variable universal life? And what are the differences?<br /><br />8. Can cash my policy in, and what would be the disadvantages?<br /><br />9. What if I become disabled & can't pay the premium?<br /><br />10. Based on my current situation & future goals, how does life insurance fit into my financial plan?<br /><br /><div style="text-align: center;"><a id="apf5" href="http://www.blogger.com/imgres?imgurl=http://alumnia.co.in/blogs/image.axd%3Fpicture%3Dlife_insurance.jpg&imgrefurl=http://alumnia.co.in/blogs/&usg=__TY8jNKXy18mbHzaU2pc-WWcI1BQ=&h=266&w=400&sz=12&hl=en&start=6&itbs=1&tbnid=ClcJgEn5wQiKJM:&tbnh=82&tbnw=124&prev=/images%3Fq%3Dlife%2Binsurance%26hl%3Den%26sa%3DN%26gbv%3D2%26ndsp%3D20%26tbs%3Disch:1"><img style="border: 1px solid rgb(204, 204, 204); padding: 1px; vertical-align: bottom;" id="ipfClcJgEn5wQiKJM:" src="http://t1.gstatic.com/images?q=tbn:ClcJgEn5wQiKJM:http://alumnia.co.in/blogs/image.axd%3Fpicture%3Dlife_insurance.jpg" width="124" height="82" /></a><br /></div><br />Some call Life Insurance, Death Insurance, when the reality is there is so much more to Life Insurance Planning that isn't as easy as going out and just buying a policy, see how many signatures & pages you must fill out to apply...then you will understand how serious of a subject it really is.<br /><br />1. Life insurance correctly planned will on premature death provide funds to deal with monies due, mortgages, and living expenses. It offers protection to the family you leave behind and serves as a cash resource.<br /><br />2. It secures your hard earned estate on death by providing tax free cash which can be utilized to pay estate and death duties and to tide over business and personal expenses.<br /><br />3. Life insurance can have a savings or pension component that provides for you during retirement.<br /><br />4. Some policies have riders like coverage of critical illness or term insurance for the children or spouse. There are certain rules regarding eligibility for riders which you will need to determine clearly.<br /><br />5. Having a valid insurance policy is considered as financial assets which improves your credit rating when you need health insurance or a home loan or business loan.<br /><br />6. In case of bankruptcy, the cash value as well as death benefits of an insurance policy is exempt from creditors.<br /><br />7. Life insurance can be planned such that it will cover even your funeral expenses.<br /><br />8. Term life insurance has double benefits, it protects and you can get your money back during strategic points in your life.<br /><br />9. Insurance protects your business from financial loss or any liabilities in case a business partner dies.<br /><br />10. It can contribute towards maintaining a family's life style when one contributing partner suddenly dies<br /><br />There are many other questions to ask, but these are the basics, should you want to know more information or have questions feel free to<br />email: info@moneynmusic.com (SERIOUS INQUIRIES ONLY)MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com1tag:blogger.com,1999:blog-4880069974282552435.post-20885410990183784352010-06-10T07:41:00.000-07:002010-06-10T07:47:35.536-07:00Tribute to Old School Hip Hop<p align="center"><object width="400" height="385"><param name="movie" value="http://www.youtube.com/v/vNO5ExkmxIE&hl=en_US&fs=1&"><param name="allowFullScreen" value="true"><param name="allowscriptaccess" value="always"><embed src="http://www.youtube.com/v/vNO5ExkmxIE&hl=en_US&fs=1&" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="400" height="385"></embed></object></p><p align="center">Wordsmith, "As the Art Fades Away"</p>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com1tag:blogger.com,1999:blog-4880069974282552435.post-35157898848298595362010-06-09T10:43:00.001-07:002010-06-09T19:31:14.771-07:00"Visual Perception" on the Money & Music ShowIf you missed this week's Money & Music Show, as always we got you, press play, below, get your notepads & pens...and listen in peoples...listen up!!! If you don't have the time to tune in...at least read the blog below it...Heavy...Heavy info, we got WAKE UP, Stand Up, and realize, it's our Future, the TIME is NOW. If you have no interest in your future, your families future, the future your business, or the Future of this country, well at least you know we'll keep bringing heat, in hopes someday, you will just be AWARE enough to do something about it.<br /><br />As always, all the best & much success...<br /><br /><a href="http://www.blogtalkradio.com/Cool-Vs-Rated-Next/2010/06/08/MONEY-MUSIC-SHOW--GET-YOUR-FINANCIAL-TIPS-RIGHT-HERE">MONEY & M<img style="margin: 0px 10px 10px 0px; width: 160px; float: left; height: 93px;" id="BLOGGER_PHOTO_ID_5395126322051416418" alt="" src="http://4.bp.blogspot.com/_rPjqq1ZR27k/St9Wzig8AWI/AAAAAAAAAlI/TRIacnNkvIw/s200/blogtalkradio-button.jpg+2.jpg" border="0" />US</a><a href="http://www.blogtalkradio.com/Cool-Vs-Rated-Next/2010/06/08/MONEY-MUSIC-SHOW--GET-YOUR-FINANCIAL-TIPS-RIGHT-HERE">IC SHOW - GE</a><a href="http://www.blogtalkradio.com/Cool-Vs-Rated-Next/2010/06/08/MONEY-MUSIC-SHOW--GET-YOUR-FINANCIAL-TIPS-RIGHT-HERE">T YOUR FINANCIAL TIPS RIGHT HER</a><a href="http://www.blogtalkradio.com/Cool-Vs-Rated-Next/2010/06/08/MONEY-MUSIC-SHOW--GET-YOUR-FINANCIAL-TIPS-RIGHT-HERE">E!</a><br /><br /><a href="http://twitpic.com/1my0vd" title="WOW! Acabou de chegar minha camisa 'Hustlers Walk, Haterz Tal... on Twitpic"><img src="http://twitpic.com/show/thumb/1my0vd.jpg" width="150" height="150" alt="WOW! Acabou de chegar minha camisa 'Hustlers Walk, Haterz Tal... on Twitpic"></a>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com0tag:blogger.com,1999:blog-4880069974282552435.post-60773996480743188102010-06-04T09:00:00.000-07:002010-06-10T21:28:48.748-07:00The Importance of a Retirement Plan<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_rPjqq1ZR27k/TAksQjYoY0I/AAAAAAAAA-E/90PTi7cEviE/s1600/M%26M-LOGO-NU1.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 400px; height: 247px;" src="http://2.bp.blogspot.com/_rPjqq1ZR27k/TAksQjYoY0I/AAAAAAAAA-E/90PTi7cEviE/s400/M%26M-LOGO-NU1.jpg" alt="" id="BLOGGER_PHOTO_ID_5478959084560999234" border="0" /></a><br />We hear all to often, "Government will take care of it", "Change will Happen with New Presidents", "I will start planning next month when things get better financially or more time available".<br /><br />The Reality is, The TIME is Now.Entitlement Programs like Social Security, Medicare, Medicaid, and now HealthCare Reform, has only put future generations in a position of Self-Reliance. Like what we've seen with past Pension-Reforms, the responsibility is now solely upon on You. Pensions are a thing of the past, Social Security is on the verge of being a thing of the past (unless drastic measures are taken now). Looking at Budget projections from federal to state levels, Medicaid is bankrupting states at a rapid pace, many of which will be completely broken in the next 10 years, or look at the Federal Level with Social Security & Medicare <a href="http://www.ssa.gov/OACT/TRSUM/index.html">http://www.ssa.gov/OACT/TRSUM/index.html</a>.<br /><br />So start getting Tired of Hearing about it, the Time is Now to start Doing something about it.<br /><br />This means, by starting a Monthly Budget. It does NOT matter how much money you are making or worth, this Budget pertains to each and every individual, family, or business. As you've heard on the show, "You can't take a withdrawal, if you haven't made a Deposit". Experts agree, you will need to save between 15-20% of your income put towards retirement, if you plan to retire with the current lifestyle you are living. Remember the days of Living the American Dream to someday become a Millionaire? Well, let's break down what 1 million dollars will provide you in retirement. Depending on your Retirement Plan & Retirement Vehicle of choice, you can expect if you should save 1 million dollars, that will equal in today's dollars (not 30 years from now, COLA-Cost of Living Adjustment) in today's dollars, that will average you a lifetime payout stream of between 50-70,000$ a year ( not adjusting for taxes).<br /><br />So remind you, going back to previous blog sessions, Law of 72, At a 4% Inflation rate, that will mean 72/4, in 18 years, Today's 1 million will be 18 Years from the equivalent to 2 million. Granted, some will argue 4% is way too low, others will say based on current inflation rates it's high. Though when you factor in, Current Deficits of 13 TRILLION DOLLAR$, and the fact that each American in reality owes over 180,000$ towards that Deficit...maybe 4% is very low.<br /><br />The point is, without all these numbers & hypothetical conclusions...It is important that you look at your next Social Security Statement, 3 months before your birthday you are by law to receive one. For those that are not eligible to collect for 30-40 years from now, notice in the FINE PRINT, how they already are Printing you will be receiving LESS than what your ESTIMATED benefit States...ummm...is there something I am Missing? NO!!! Fact is...at the pace our Government is Spending (Recklessly) maybe we should Start DEMANDING<br /><br />OUR GOVERNMENT OFFICIALS, THAT THEY PUT ONLINE THEIR Balanced Budget...and if they DON'T! THEY WILL NOT BE ALLOWED TO TAKE PAID VACATIONS, HOLIDAYS, or BREAKS for that matter.Why shouldn't we demand this? When you can't pay your Bills by the end of the month, what are you normally required to do? Work Overtime, Work More Hours, Find another Job??? Use the Credit Card till its maxed out (WHICH ONLY PUTS YOU Further behind in life). Well our Government has no problems acting this way...so why shouldn't we?<br /><br />The Answer: The Time is Now to Make a Decision, Take Control of your Future, Your Life, Your Family, and do what it takes to put a Written Budget & Plan in Place, on how you will reach your Goals/Dreams..Retirement, without ever thinking Government will EVER get it right!!! Ask yourself, when was the last time they did?<br /><br />Plan Now & make sure you understand that your Vote does Count, Rep./Dem./Ind...we are in this together...as Americans as Friends Globally, the lessons of Countries past Greece, Japan, Argentina, Brazil, etc...etc...lets learn that Governments have only gotten in the way, but those that have succeeded was because they had a Plan that they Fullfilled regardless of outside influences.<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_rPjqq1ZR27k/TAksr2-oEaI/AAAAAAAAA-U/_I2HjVn2IUE/s1600/Money+Mike,+white+bkgrd.jpg"><img style="display: block; margin: 0px auto 10px; text-align: center; cursor: pointer; width: 160px; height: 69px;" src="http://3.bp.blogspot.com/_rPjqq1ZR27k/TAksr2-oEaI/AAAAAAAAA-U/_I2HjVn2IUE/s400/Money+Mike,+white+bkgrd.jpg" alt="" id="BLOGGER_PHOTO_ID_5478959553677103522" border="0" /></a>MONEY & MUSIC INChttp://www.blogger.com/profile/11420329275997578053noreply@blogger.com1