Tuesday, December 29, 2009

Opinions & Sources

Well this will be the last Money & Music post for 2009, what a great way to end one wild year. Thanks & Big shout out to our guests the crew of Heatmakerz "Crash", for ending the year but getting us ready for an exciting year to come.

We here at Money & Music, from "Cool V", "Money Mike", "Ane", & "E" want to say thank you for following, supporting, and most of helping in making a difference to all our 2009, special guests, callers, listeners, and supporters. Without you, we would not have been able to achieve the milestones set forth. THANK YOU!!!

We hope all of you, have found the movement to be one that in some way or another has touched your life or someone you know. Please know, we've only just begun the journey, as 2010 approches, be assured that our team, our plan, and movement is STRONG & your support only makes Money & Music stronger. Get READY!!! Let's make history Together.

MONEY & MUSIC SHOW - GET YOUR FINANCIAL TIPS RIGHT HERE! As you know if you missed last night's Show, No Worries, we got you, sit back, press play, enjoy the sounds & insight from The Heatmakerz, Rsonist, Ameer, Karty, Dox, & Chris Live.

Heatmakerz, Ameer "Gone til Novembuary", was one of this year's slept on Mixtape, those that want a taste, check it & Click the Song Below:

"Gone til Novembuary"

Or another Banger

"Watch Me Fly"

And we wouldn't be MONEY & MUSIC without

"Get That Money"

If you enjoyed the taste, DOWNLOAD THE WHOLE MIXTAPE:

Download Full Mixtape HERE

& Sources

This week's topic focused on the value of Opinions and the Source. As we learned, that everyone can have an opinion, but how valuable is that opinion when considering the source. The value of an opinion can go a long way, however, it's the source that will determine the true value of that opinion.

As "Money Mike" stressed it's important to take an opinion with a grain of salt, yet appreciating the source. More importantly, when in receipt of a recommendation from an experienced professional, ask them to put it in writing, and keep it for your files. You never know, when the time may come when that recommendation can have impact on your life, career, or family. In business, we many times believe just because someone is a banker, attorney, accountant, or even your own doctor because they are a professional means they are right because that is what they do. For those that have tuned into past shows, you know that it always makes sense to get a second opinion, and if someone is not willing to put their recommendation in writing, well you can pretty much take that recommendation as nothing but an opinion maybe worth a grain of salt.

It is important to recognize in any profession, that we can always do better, achieve & accomplish more out of ourselves, and should seek opinions from all walks of life, only to give us a better outlook of how we are perceived or what we are sometimes missing. Let's take for instance culture, traveling is another way of evaluating things differently or from other peoples perspective. We look at fashion, music, food, all differently depending on our backgrounds and culture.

In business, there are certain fundamentals, however, those fundamentals can be applied differently depending on your particular industry. Most successful ones, usually are their biggest critics of themselves. So take other cultures, peoples, and professionals opinions consider the source, but find something whether good or bad to rethink or re-evaluate how you can improve yourself & or your business to get ahead faster than the next. Open your mind, listen to your heart, but most importantly don't be afraid to ASK and appreciate the answer, whether you agree or disagree, understand the Source and their intentions or angle. As a professional, be the best you can be, and understand that opinions are opinions but each person's opinion, you can find value in, some way or another, but it's the background and qualifications of the Source and their intentions that should matter most in your valuation process.

The Money & Music Family again wants to Wish Everyone a Safe & Healthy New Year, and like our boy Acafool says...don't get a DUWEEY (DUI)

The UnOfficial "Duweey" Video: Click Here

Monday, December 28, 2009

Shouts to Trillogy, New Mixtape Download

Trillogy - Love Life and Loyalty Vol. 1
Featuring: Trillogy, Freeway

Download Mixtape | Free Mixtapes Provided by DatPiff.com

Some Feel Good Music for you, these cats have been a Cool V's Rated Next since they popped on the scene, can we say Download this Joint Yesterday!!!
Big Shout out to the fam for the support, 2010

Wednesday, December 23, 2009


Listen to the PLAYER Below

Mixtape | ThatCrack.com | Download

Money & Music Fam wants to send mad respeck & much success New School Reggae HitMaker!

Tuesday, December 22, 2009



Did you Miss this Week's Show? Please click the Money & Music Radio Button, and enjoy the music & hearing from one the industry's most beautiful voice.

Download HERE: "This Christmas" by Shire'


Life is about "Change" & Change can be a good thing if done properly. "It's How You Go About Change" that is important. What are you changing? Why are you changing? Well this make a drastic impact? The only way to truly find out if something works is to do it right? But a word of advice from my partner "Haste Makes Waste" Plan & Prepare first then proceed. I always hear about how people are disappointed with the results of a particular campaign yet as "WE ALWAYS ADVISE" They NEVER take the most important thing in consideration "THE COSTUMER" Before you proceed with a campaign it is imperative that you "ASK FIRST' what are the needs and concerns of your clients then based off of their response you respond accordingly.

You wouldn't want to go to a restaurant and they have already picked your order would you? Then why do the same to your consumers? This is basic common knowledge right? However "Common Sense" isn't so "Common" these days! Like our guest "Shire'" said she's NOT afraid to re-invent herself but at the same time she stays true to what her consumers feel in love with her for in the first place. In today we live in a copy-cat generation full of clones rather in business, fashion or other-wise but it's the trend setters the "Bill Gate's" the Donald Trump's" the "Micheal Jordan's" that we wish to emulate.

But the one key factor that most forget is that if they tried to pursue their career in the same fashion as "EVERYONE ELSE' would they be where they are at today? Like most successful people many make attempts and fail at their first try but it's that 2nd and 3rd go round that they fix their imperfections and master their trade! This has been proven time and time again threw-out history.

This will NOT change in comparison to the way you see market and propel your business/brand. You have to be the visionary but before you make your steps make a plan of action. 2010 is approaching fast the big question is "WHERE DO YOU PLAN TO BE THIS YEAR?" Do you wish to be in the same position or at the same pace with no incline? The decision is yours "Let's make this a year of change!"

With THAT said We Love You *ALL & DO THIS FOR YOU!*



Need Questions & Answers
during this Holiday Season?
feel free to email: moneyandmusic@gmail.com

Thursday, December 17, 2009

R.E.U.B. Album Release: "The Black Rapper Show" download here



Special shout out & Thanks!! to Money & Music family, R.E.U.B.

Enjoy this "Professional Engineer" on the mic

Happy Holidays!!!

Principles of Persuasion

The process of persuasion works by changing how we present what we offer to people. There are several universal principles of influence that, if incorporated into what you request from someone, significantly increase the likelihood of “yes” to that request. Here are a few:

Principle of reciprocation. We are taught from childhood not to take without giving in return. When someone thanks you for service above and beyond the call of duty, rather than undermining your powerful position, implement the rule of exchange. Respond, “I’m glad to help. I know you’d do the same for me.”

Principle of scarcity. People want more of what they can have less of. Before you ever try to influence people, tell them that what you’re offering is unique. When you describe the uncommon features of what you offer, tell them what they stand to gain by working with you, and what they stand to lose if they don’t. People are more mobilized to action by the idea of losing something than they are by gaining that very same thing.

Principle of authority. Before you try to persuade someone, share your level of expertise. Have someone you know call the person and tell them about you. When do you ask that person to make the call for you? In the moment after “thank you.”

Monday, December 14, 2009

Time is Money

Missed last night's show? Another heavy one with Big Special Thanks to Hezeleo, from UGK. He was able to join "Cool V" & "Money Mike" on what was another one for the books. For all of you up & comers, footsoldiers, and Go-Getters this is one show you sure want to tune into, and listen on how building a brand and business, begins and ends with hard-work, determination, and most of all sacfrice.

MONEY & MUSIC SHOW - GET YOUR FINANCIAL TIPS RIGHT HERE! So click here, sit back, and enjoy some serious knowledge from these seasoned vets.

Time is Money

Is often a statement we hear, in songs, in business, in life, but do you really abide by it in your everyday life and in business?

Example, do you make a call, when instead you could shoot a text or email? Of course, it says a lot when making a personal call to someone to build rapport with them or be more personal, but many times a phone call can often take ten to thirty minutes, or even times an hour or more. When instead developing a well written email would have gotten the same thing accomplished, or sometimes even just a quick text. Many times your clients and partners are as busy as you are, and they may actually appreciate the efficiency of an email verses a phone call.

You may be someone is more an email type of person, who prefers going back and forth via email, when a phone call is clearly necessary to iron out the issue? Many times, texts & emails can often get misinterpreted because their is no physical feelings one can feel from the words. So, if something is going to require a lot of back-and-forth, a phone call may be more efficient, more importantly one can maybe feel & understand what you really trying to say. If you're trying to come to an agreement about something and you exchange more than two rounds of email, it's time to just pick up the phone.

Hezeleo, pointed out on the call a point that has to be used more in business, when he suggested even when he may owe somebody something, or doesn't really want to talk to a certain person at that particular time, he makes it his practice to always pick up or return the call in a timely fashion. This point was so well taken, as he stressed and Money & Music have stressed over the years, you never know when that opportunity may come calling, and you never know what that call may lead too.

What about personally picking up a check from a client? Entrepreneurs are always in a hurry to get paid, it seems, and again, there's something to be said for building rapport with clients. But often, picking up a check may mean the only person you actually speak to is the receptionist at their office. Is it really worth an hour of your time to say hello to their receptionist and get paid 1-2 days sooner? Maybe, just consider having them mail it to you.

How much is your time worth?

Have you calculated this yet? If you haven't, then just think about how many situations and times your time was being wasted, ie...your $. To figure the minimum, figure out how much money you're making per year and divide it by 2,000. To figure the maximum, consider how much you make for your most productive time -- closing a deal, a speaking engagement, billable client time, etc. Somewhere in between there is the real value of your time.

Don't pay someone $20 an hour to do $8 an hour job.

Plug your own numbers in there. Maybe it needs to be, "Don't pay someone $50 an hour to do $25 an hour job." You're the first number. Whatever your time is worth, think about each and every activity that you're spending time on on a regular basis. Could you outsource it to a bookkeeper, a virtual assistant, a web designer, a copywriter, a part-time employee, your spouse or even one of your kids? It's very difficult for most entrepreneurs to relinquish that control and delegate, but it's one of the best ways that you can ultimately increase your income while decreasing the number of hours you work.

Remember - most resources are potentially unlimited. There's no limit to how much money you can make. There's no limit (other than self-imposed) as to how many customers you can have, or employees, or locations, or products or anything else.

Unfortunately, there are only 24 hours in a day, 7 days a week, 52 weeks a year, and you have to spend some of that time sleeping, eating, playing, relaxing and growing with yourself, your friends and your family. Time is an entrepreneur's most precious resource, it is the only one that is truly scarce. Make sure you are using your time wisely.

Understand, that your time and others time always has value, make sure you too place value you on your time and theirs. We often get caught up in the moment, and want things done in our time-line, however, when others are involved respect their time and know their time-line many times won't be the same as yours. Though realize, when you have a task at hand or something that needs to be done, the longer it sits, the longer it will take for you to see results, and ultimately get paid.

Have Personal or Business Questions:
Email "Cool V" or "Money Mike"

...till next week

Wednesday, December 9, 2009

Wordsmith MixTape Download, "Overdue & Underrated"

Big shout out to Money & Music Fam, Wordsmith, can we say, fugettaboutit...This is one mixtape you better be sure to download, from one of the hottest artists out, soon to be a household name. The new "Overdue & Underrated" mixtape was released on December 7th, 2009, with an exclusive list have old & new talent including Chubb Rock, Jakk Frost, Philly Swain, Soulstice, Fred Knuxx, Ruste Juxx,V-Stylez, Junclassic, Kontact & Black Knight, RAtheMC, Laelo Hood, REUB and more. Along with production from the likes of Strada, Judah, DJ King Assassin, Capish, Professa, Street Level, Rafpak and many more.

Wordsmith's official solo debut "Vintage Experience" is set to hit stores/online outlets March of 2010, so stay tuned to upcoming releases and videos from that project.

Monday, December 7, 2009

First Impression, Do You have the Total Package?

Just when you thought Money & Music, was on the down low with a week off due to technical difficulties, "Cool V" & "Money Mike" proved yet again why this movement is here for a long, long time. A BIG Special Thanks to our special guest Donell Jones, here's someone who has been around for a long long time yet keeps, goo-goo gaga-gaga'in the ladies, while still keepin it real with the fellaz.

Donell is a VET who has been in the business for a long period of time and consistently drops the hits. He worked with a string of legends too many too name from Left Eye to Big Pun and wrote one of Ushers first hits this cats a beast! But Donell is mostly known for giving us men a voice at a time when women dominated and dictated the slow jam industry! Donell hoped on & discussed his upcoming project also some of the different avenues he went down and how he stayed relevant.

If you missed this week's Money & Music Show, it's another one you up & comer's sure don't want to miss when it comes to your package, value of record labels, and who's got NEXT?


This week, Donell was able to join "Cool V" & "Money Mike" on what proved to be another show that will help give insight to up & comers, start-ups, artists, models, DJ's...etc.. on the value of your Package and the basic business facts of dealing with Big Corporate. So get your read on or press the replay button, because it's time to stop talking about it, and be about it, YOUR BUSINESS!!!

Also "Eka Samone" joined us on the call, where she discussed the particulars of positioning yourself as a model. This Dominican beauty hopped on the call with a burst if energy and def had us rolling before she dropped science. You can follow her on www.twitter/ekasamone or check her blog at http://www.ekasamone.blogspot.com/


1.) Fill a void (Place it in a place where their is less competion)
2.) Make it easy to read.(They have to know who, what, when and where!)
3.) Promote your product in a unique manner (Make sure YOU stand out!)
4.) Create relevance. (The Customer must feel an attachment)
5.) Use celebrity endorsement. (If someone they admire or trust you endorse you it
increases your chances for success)
6.) Make it accessible & easy to purchase.(The easier it is to find the easier it is
to GET!)
7.) K.I.S.S - Keep It Simple Stupid!
8.) Don't talk over your consumers head try to Use language that connects with your
customers (KNOW YOUR CUSTOMER important that relate to your customer)
9.) This should be number 1# "Know Your Market" - This helps you position it better!
10.) Be consistent - It's a know fact that we relate to whats reinforced.

Do you have a Business Checking Account?

Most start-up businesses, once established a Tax I.d. for the Company, first thing they must do is set up a business checking account. Here are some important aspects to consider when choosing a bank.

First, you want to make sure you consider are you going to be dealing with this bank for many years to come. How stable is this bank? Are they a locally owned bank or credit union? You want to make sure your business is appreciated and your not considered just another number/customer. Look for a manager & discuss how you can build a "banking relationship" and will this bank work with you to establish a business loan or credit line? If you have a loan at a bank, the bank will often give you free checking for your business account, and make sure regardless, that the bank you choose provides free checking, as all start-up costs count towards the bottomline.

Does the bank have online banking? You should be able to see your account online to pay bills and or transfer money, and see account activity. Do not let someone else, handle this for you, it's your business, and it's most important you know every dollar coming in, and every dollar going out. This service will help your bookkeeping or your off-site accountant, when tax time comes.

In the future, you may hire employees or already have a few, so does the bank have a payroll service? If you anticipate only a few employees, you may be able to use the bank's payroll services to pay your employees and to do direct deposit of paychecks. You should set up a separate payroll checking account, but using the bank's payroll service will make things easier.

Today's technology changes everyday, so make sure the bank at least has credit/debit processing services?This is the bank's ability to serve as a gateway, allowing you to do credit and debit card processing services for customer payments. Most banks these days have this service, but it's a good idea to find out how much the services cost, so you can decide if you want to look elsewhere for these service.

Other services to consider when evaluating your bank:
No charges for checks, withdrawals and deposits
Free viewing and printing of cancelled checks and deposits
An interest-bearing account, even if the interest amount is small
No monthly service charges
Free online bill pay services
Free viewing and printing of cancelled checks and deposits
No charges for checks, withdrawals and deposits
ATM services without fees


As "Money" Mike always puts it, you are the customer and there are many banks or credit unions out there, make sure when establishing your account they understand this. There will be good time and tough times, you want to know your banker and team will always do what they can for you in the tough times, because everyone wants your business in the GOOD Times...

....till next week & remember "DO GOOD BUSINESS"

email: moneyandmusic@gmail.com