MONEY& MUSIC - CHECK OUT THIS WEEK'S SHOW, "PROTECT YOUR MOST IMPORTANT INVESTMENT, YOU!"

HEY PEOPLE,

FIRST MONEY MIKE & COOL V WOULD LIKE TO THANK THOSE WHO JOINED TONIGHT'S CALL, "NUFF RESPECT!"

IF U MISSED THE SHOW U MISSED SOME SERIOUS MEAT & POTATOES! IF YOU MISSED OUT DON'T WORRY JUST CHECK IT OUT "HERE" AND ENJOY SOME GREAT TIPS & IMPORTANT TOPICS. BIG SHOUT TO "NEWMEOO" WHO JOINED US ON TWITTER & CAME ON THE SHOW WITH SOME GREAT QUESTIONS REGARDING THREE PARTY WRITER CONTRACTING. HOW CAN SHE PROTECT HERSELF WHEN GETTING A MAJOR OFFERING FROM A MAJOR LABEL WHILE ALSO PROTECTING ALL PARTIES INVOLVED?

TIP NO#1 : BE SURE TO HAVE ALL PARTIES SIGN A NON-DISCLOSURE AGREEMENT (THEY WILL NOT HESITATE TO DO THIS IF THEIR HONEST ABOUT THEIR BUSINESS!)
TIP #2: NEXT IS MAKE SURE THEY SPEAK IN COMMON TERMS TELL THEM TO EXPLAIN "ALL LEGAL JARGON". IF THEY ARE TALKING OVER YOUR HEAD ASK THEM TO SIMPLIFY THE TERMS. ALSO IF THEY PERSIST RUN LIKE THE WIND BECAUSE HE/SHE IS TALKING OVER YOUR HEAD YOU ARE PROBABLY NOT SAFE!
TIP NO#3 - BE SURE TO GET A LAWYER FOR A LAWYER TO OVERLOOK THE CONTRACT AND IT'S ALWAYS WISE TO GET A 2ND BETTER YET THIRD OPINION FROM DIFFERENT RESOURCES!
TIP #4 - IF THEY ARE IN ANY CONNECTION WITH THAT LABEL IN ANY SHAPE, FORM, OR FASHION RUN LIKE THE WIND, BECAUSE YOU ARE MOS DEF IN DANGER AND A F@CKERY DEAL IS ABOUT TO BE SET UP FOR YOU!

NOW HERE ARE SOME SITES WHERE U CAN INQUIRE PROFESSIONAL ASSISTANCE TO PROTECT YOURSELF!

NOLO - http://www.nolo.com/
MUSE'S MUSE SONGWRITING RESOURCE - http://www.musesmuse.com/
Music Contracts.COM - http://www.musiccontracts.com/
Music Business Solutions -http://www.mbsolutions.com/
Musicians Contract Service - http://www.musicianscontact.com/
Contracts, Trademarks, Copyrights, & MORE Legal info- http://www.legalzoom.com/

REMEMBER PROTECT YOUR MOST IMPORTANT INVESTMENT "YOU".

MANY TIMES THIS IS OVERLOOKED FROM LEGAL CONTRACTS AND DEALS, TO WHICH HUMAN NATURE ALLOWS US TO FORGET OUR MOST IMPORTANT ASSET OUR HEALTH.

THERE ARE SO MANY INSTANCES ONE CAN POINT OUT, WHERE YOU HAVE SEEN SOMEONE'S LIVELY HOOD TAKEN AWAY ABRUPTLY DUE TO AN ACCIDENT OR AN ILLNESS. THINK ABOUT THE LIKES OF MANY SPORTS ATHLETES WHO'S CAREERS END SUDDENLY DUE TO AN INJURY, OR CHRISTOPHER REEVES, MOHAMMAD ALI, MICHAEL J. FOX, TO MOST RECENTLY FANTASIA OR ADAM YAUCH, AND FOR THOSE OF YOU WHO SAY IT'S IN "GOD'S HANDS", THINK OF THE LAST POPE AND HOW MANY YEARS HE WAS SUFFERING FROM PARKINSON'S.

THE BOTTOM LINE IS, IN ENTERTAINMENT, SPORTS, THOSE SELF-EMPLOYED, OR ANY INDIVIDUAL, WE ARE ALL HUMAN AND WE ARE NOT INVINCIBLE TO LIFE'S UNFORTUNATE REALITIES THAT HAPPEN EVERYDAY. SO IT IS IMPORTANT TO ASK YOURSELF, WHAT WOULD YOU DO IN THE EVENT OF A SUDDEN ACCIDENT OR ILLNESS? HOW WOULD YOUR PROFESSION BE EFFECTED & WHERE WILL YOUR INCOME COME FROM?

DID YOU KNOW BETWEEN THE AGES OF 20-67 YRS. OLD, YOU HAVE A 3 IN 4 CHANCE OF SUFFERING A DISABLING CONDITION BEYOND 3 MONTHS. (*social security administration, 2007)

THIS IS WHERE IT IS VERY IMPORTANT TO LOOK AT SHORT/LONG TERM DISABILITY INSURANCE, SPECIALTY INSURANCE, OR CRITICAL ILLNESS INSURANCE, AS PART OF YOUR EXPENSES. THESE INSURANCES WILL HELP REPLACE THE INCOME LOST FROM BEING UNABLE TO PERFORM AT WHAT YOU DO BEST. THERE ARE MANY PLACES TO SEEK OUT THESE TYPE OF INSURANCES FOR YOUR PARTICULAR PROFESSION. HOWEVER, THESE TYPE OF INSURANCES ARE NOT LIKE PURCHASING A CAR, CHAIN, OR CLOTHES. THEY CAN BE COMPLEX AT TIMES, THERE ARE MEDICAL EXAMS MANY TIMES INVOLVED, DOCTOR'S RECORDS REQUIRED, TAX FORMS REQUIRED, AND CLASSIFICATIONS OF THE TYPE OF PROFESSION YOU ARE IN THAT ALL DETERMINE THE TYPE OF INSURANCE NEEDED AND RISK CLASS YOU ARE CONSIDERED TO THE INSURANCE COMPANY, IE. COST/AVAILABILITY. SO DON'T WAIT UNTIL IT'S TOO LATE, TAKE ADVANTAGE OF YOUR AGE & HEALTH TODAY!! BECAUSE THE LONGER YOU WAIT THE MORE CHANCES YOU HAVE OF SUFFERING AN UNFORTUNATE SITUATION THAT WILL MAKE IT IMPOSSIBLE TO OBTAIN, AND OR THE MORE COSTLY IT WILL BE, BASED ON AGE AND HEALTH.

IT IS WISE TO SEEK PROFESSIONAL COUNSEL, AN ADVISER OR INSURANCE AGENT WHO SPECIALIZES IN SHORT/LONG TERM DISABILITY, SPECIALTY INSURANCE, OR CRITICAL ILLNESS INSURANCE DEPENDING ON YOUR PARTICULAR NEEDS.

WHATEVER YOU DO JUST REMEMBER INSURANCE CAN BE VERY COMPLEX TO UNDERSTAND JUST LIKE LEGAL CONTRACTS, ALWAYS DO YOUR HOMEWORK AND BECOME FAMILIAR AND EDUCATED AS MUCH AS YOU CAN, WHILE MAKING SURE THE PROFESSIONAL YOU WORK WITH, WORKS FOR YOU & PROTECTS YOU!!!

NEVER FORGET YOUR HEALTH IS YOUR WEALTH

INVEST IN YOURSELF

For all those that missed this week's HOTT!! Show, listen in as Slip N Slide's Recording Artist, Atiba, Cool V & Money Mike drop some heavy, click "HERE"

Check out some of this playa's heat:
"Hey Lady": http://www.zshare.net/audio/64225501ac0781c8/
"Where you are dappa" http://www.zshare.net/audio/64641427d48d053e/
"Eighty6" Remix: http://www.zshare.net/audio/6464495108e8026f/

The rule of thumb in investing is, never invest more than 5% of your portfolio in one particular Company or stock. Unless, that company is Yours.

In today's economy, with Greed running wild from Scandal Ridden Corporate Executives, so-called Investment Advisors & Accountants, Banks and Government Officials, how can anyone have trust in the system anymore?

The only Trust we can have nowadays is in our self and our abilities to succeed using the basic fundamentals in building a solid foundation to success.

Getting back to the basics, we must focus on:
1. Establish a Budget
2. Have a Business Plan
3. Build a Team
4. Establish Credit & Cash Reserves
5. Write down your Goals

Establishing a Budget, is the most important starting point for anyone in life, artist, family, business, anyone looking to succeed beyond tomorrow. For more information on how to create a basic budget, here is an excellent link that you can copy and write down & develop for your needs.

http://www.betterbudgeting.com/budgetformsfree-basicbudgeting.htm

Creating a Business Plan, is most often overlooked. Some of the best business plans started from just a napkin. When we hear the word Business Plan, that brings back memories of those tough courses in college or in high school, and it's time to run for the hills. When in fact, a Business Plan is something that will continue to evolve from that napkin or one pager, into more pages and more specifics about your company as time goes on. Let's simplify Business Plan to what is your Plan? If you have a Plan, this will help keep you on track to your Goals, #5.

For those that want to begin understanding & developing your plan, here's an excellent outline to begin with:

http://www.score.org/downloads/Business%20Plan%20for%20Startup%20Business.doc

Building a Team, is very difficult and takes time. Everyone has their strengths and weaknesses, but can everyone be trusted? That is something that takes time. It's easy to say well I trust my mom or dad, or long time friend, but are they who you should be working with? Are they capable of helping you take your business to the next level? The Team you build should have experience, expertise, willingness to sacrifice, and strength in what they do. Never forget; no one will ever get the job done the way you want it done, unless many times you do it yourself. This will require questioning, researching or doing your homework, and willingness to learn from other's mistakes and successes. Remember, Success Breeds Success, we are guilty by association.

Establishing Credit & Cash Reserves, as they say in the Corporate world, without debt you have no credit. What they really mean is, you are many times only judged by how much credit worthiness you have. In today's economy, getting credit is a very difficult thing to do. Banks use to give credit to anyone and everyone, so for those that were able to use their credit wisely and pay off their accounts in a timely manner and purchased only things they could pay for at the end of the month, they are considered credit worthy. Unfortunately, if we listened to those who advised us "never, never use credit" and never established credit and only used cash, you have no credit worthiness, when looking for a loan, a mortgage, business credit, or funding for your company. It is important to build Cash Reserves before investing in anything; you always want to know during a rainy day or tough times that there is money available to keep you out of DEBT. Though it's important to know, as you build your finances and or your business, that building good credit will in time put you in a position of worthiness to your borrower or investor, or whoever that may be, as you can show them that you have a track record and history of credit worthiness, giving them a reason to invest or borrower with you. This DOES NOT mean go out and rack up as much credit as you can, it simply means using it wisely and establishing a history that will give anyone a good reason to work or do business with you.

Writing down your Goals, realize that without Goals, how do you know where you want to be in life? Why would anything matter in life, if you don't have a Vision or your Sights set on your Goals and where you want to be. It's easy to say I want to be worth a million dollars, but when asked HOW WILL YOU GET THERE? It's easy to say I want to be a Rock Star, but when asked HOW WILL YOU MAKE THIS HAPPEN? It's easy to say I want to be Successful, but what is your definition of Success & HOW WILL YOU ATTAIN THIS? Always dream bigger, but make sure you start by putting those Goals in WRITING, and have a plan on how you will get there. When you can go to work everyday and see your Goals in Writing, it will you focus your energies on achieving the Goals set forth. If you believe it, see it, dream it, you will achieve it.

The above topics have been simplified for this discussion only, and they are topics for future more in depth discussions. Simply put, begin to educate yourself, and begin to start asking the same questions, but most importantly put them in writing. Envision and see your dreams everyday by having them in writing, and begin with a Budget and then a Plan on how today will get you closer to your Goals & Dreams.

If you don't begin Investing in Yourself now, when will someone Invest in YOU?

Life is Short, Are you Prepared for a Tragedy?

Life is short, and so often human nature allows us to live the present, while forgetting about the future and the possibilities of sudden unexpected events.

These events can include an illness, accident, death, catastrophic weather, divorce, or even the beauty of life (children). The questions that we must ask ourselves today, what if? What if I were to pass away, how would my family go on? What if I suffered a disabling condition, where would my income come from? What if there was a flood/hurricane/storm, how would we replace what we've built? What if I were to have kids, can we support them and see through college? What if my mom/dad needed care, how would we care for them?

These questions seem so basic, yet 70% of our nation does not insure against these many realities of life. It is wise to seek information and take action sooner then later, but yet it's much easier for us to put off until another day.

Let's take a look at some of the basic solutions to preventing our loved ones from having to struggle, with very little cost.
1. Health Care Proxy, Living Will, Last Will & Testament
2. Life Insurance
3. Long Term Disability Insurance
4. Property & Casualty Insurance
5. Emergency Reserves

We left out health insurance, only due to the fact the cost has gotten so out of control, that this is a topic for another discussion.

The above mentioned, can be taken care of easily with ACTION, not Procrastination. There is no question, that you should never be Insurance Poor, or have to change your lifestyle to pay for insurance. Instead, it should be considered a cost of doing business or carved out as a necessity in life and part of your fixed expenses.

Research online to educate yourself, seek expert counsel to work with you to find the right solutions for your situation, and remember you don't have to break the bank to have these basic plans set up. It's important you work with professionals you feel comfortable and confident with, that you know are looking out in your best interest. They don't have to be part of Large Firm or have the Biggest Clients, they have to work for you, and work with your budget. Remember, it's your business and your future, not theirs, you are in control and it's the job of your advisors to make sure you are clear and understand what you are doing and why. Ask questions, and if you don't come away with the answers you wanted or understand, get a second opinion or third.

Many times we believe these topics are too overwelming to address, when in fact they can be simplified and taken care of in a short period of time. Lack of Planning is very Expensive but Peace Mind is Priceless.

COOL V INTERVIEWS - WBC CHAMPION ANDRE BERTO

TO HEAR THIS HOT INTERVIEW CLICK RIGHT "HERE"
CLICK ON LINK ABOVE

Money & Music Presents - Business Is "PERSONAL"

Hey Good People!

How many times have you heard the line "It's NOT personal it's just business!" only to find out you was getting the lube job for a potential screw shortly after! Well just like our affiliate "Hotep" author of award winning and best selling book "The Hustlers 10 Commandments" (Which we highly recommend reading if you haven't) Business is most definitely personal especially if your going into business with that particular individual. There must be a foundation of trust and common purpose for that business to truly thrive. Don't let anyone sell you or tell you otherwise.

First lets observe what doing business truly is:

Busi·ness - Pronounced (biz′nis)

noun

1. one's work, occupation, or profession
2. a special task, duty, or function
3. rightful concern or responsibility no one's business but his own
4. a matter, affair, activity, etc. the business of packing for a trip
5. the buying and selling of commodities and services; commerce; trade
6. a commercial or industrial establishment; store, factory, etc.
7. the trade or patronage of customers

Now upon review there are some exceptions to this rule but NONE that refer to a ongoing personal relationship. (Hence the term business relationship!) It's your duty to research, know and trust who you do business with. Still don't believe me? Then ask yourself this question. How many jobs you know hire without a criminal background check? The chances are NONE and that's why business is personal otherwise would that information make a difference otherwise?

When choosing your partner you should evaluate their goals, purpose and motivation because if they have the wrong intentions I can guarantee your setting yourself for failure if you partner up with this individual.

Remember the movie 300 when he he said "choose your words wisely for they may be your last" the same applies here one wrong move can prove disastrous so when doing business make sure you and that potential partner or client is eye to eye and the rest will fall in place.

Ya Boy Boyee
"Cool V"
The Industry Insomniac!

COOL V - DROPS THE 4 PRINCIPLES OF MARKETING

The Marketing Mix
(The 4 P's of Marketing)

Marketing decisions generally fall into the following four controllable categories:

* Product
* Price
* Place (distribution)
* Promotion

The term "marketing mix" became popularized after Neil H. Borden published his 1964 article, The Concept of the Marketing Mix. Borden began using the term in his teaching in the late 1940's after James Culliton had described the marketing manager as a "mixer of ingredients". The ingredients in Borden's marketing mix included product planning, pricing, branding, distribution channels, personal selling, advertising, promotions, packaging, display, servicing, physical handling, and fact finding and analysis. E. Jerome McCarthy later grouped these ingredients into the four categories that today are known as the 4 P's of marketing, depicted below:
The Marketing Mix
The Marketing Mix


These four P's are the parameters that the marketing manager can control, subject to the internal and external constraints of the marketing environment. The goal is to make decisions that center the four P's on the customers in the target market in order to create perceived value and generate a positive response.
Product Decisions

The term "product" refers to tangible, physical products as well as services. Here are some examples of the product decisions to be made:

* Brand name
* Functionality
* Styling
* Quality
* Safety
* Packaging
* Repairs and Support
* Warranty
* Accessories and services

Price Decisions

Some examples of pricing decisions to be made include:

* Pricing strategy (skim, penetration, etc.)
* Suggested retail price
* Volume discounts and wholesale pricing
* Cash and early payment discounts
* Seasonal pricing
* Bundling
* Price flexibility
* Price discrimination

Distribution (Place) Decisions

Distribution is about getting the products to the customer. Some examples of distribution decisions include:

* Distribution channels
* Market coverage (inclusive, selective, or exclusive distribution)
* Specific channel members
* Inventory management
* Warehousing
* Distribution centers
* Order processing
* Transportation
* Reverse logistics

Promotion Decisions

In the context of the marketing mix, promotion represents the various aspects of marketing communication, that is, the communication of information about the product with the goal of generating a positive customer response. Marketing communication decisions include:

* Promotional strategy (push, pull, etc.)
* Advertising
* Personal selling & sales force
* Sales promotions
* Public relations & publicity
* Marketing communications budget

Limitations of the Marketing Mix Framework

The marketing mix framework was particularly useful in the early days of the marketing concept when physical products represented a larger portion of the economy. Today, with marketing more integrated into organizations and with a wider variety of products and markets, some authors have attempted to extend its usefulness by proposing a fifth P, such as packaging, people, process, etc. Today however, the marketing mix most commonly remains based on the 4 P's. Despite its limitations and perhaps because of its simplicity, the use of this framework remains strong and many marketing textbooks have been organized around it.

LEARN IT, RELATE IT & LIVE IT!

YA BOY BOYE
"COOL V"
THE INDUSTRY INSOMNIAC!

MONEY & MUSIC - NOMINATE MONEY & MUSIC, COOL V & TRUNK HUSTLERS

Hey Good People!

It's your boy boyee "Cool V" 1st I'd like for all of you to Nominate me for "Internet Hustler" & "Impact Personality" of the Year For 2010 SEA's http://www.southernentawards.com/ballot/nominate.html and "MONEY & MUSIC" * "TRUNK HUSTLERS" for "Industry Service Of The Year" because we do this for YOU! NO CHARGE all this comes from the heart! I have have been grinding in this business for well over a amazing "19+ years" (WOW) I seen them come and go!

My partner in crime Money Mike has been doing the same hustling for a minute so its only right that we get our due respect! It's crazy because there are others that charge a high price for what we offer for FREE! Why you ask? Because we both seen a lot mishaps in corporate America as we as in the entertainment industry. There have been a amazing amount of good people who got into bad situations due to bad decisions as a result of lack of knowledge that many take for granted.

So instead of overlooking, turning our heads or just complaining we decided to do something about it and "Money & Music" was born! Created with one goal in mind and that's to plant a "T.R.E.E" and that's to To Relate Educate & Entertain.

So show us love as we will continue to support the endeavors of our affiliates, readers and the uneducated public who needs our cause!

Ya Boy Boyee
"Cool V"
The Industry Insomniac

Money & Music Presents - Hot New Video From Money & Music Artist B.A.M Feat Keith Murry "Go Harder"

CHECK OUT B.A.M AT:
warmachineinc2gmail.com
Twitter: www.twitter.com/whoisbam
Blogsite: http://www.whoisbam.blogspot.com/
Myspace: http://www.myspace.com/bamofteamreklessmusic
Youtube: http://www.youtube.com/user/BamTeeVee

Business is Personal

To often you will see or hear the term, "don't take it Personal it's just Business". When was the last time you heard this statement?

There is no question, that you have to separate your personal life with your business life, and that your Family should always come first. Unfortunately, for many entrepreneurs or business owners, artists, models, dj's...etc...to be able to provide and support and allow the time for the family to come first, the income must come in. There is no salary or set pay check coming in to know from one week to the next what exactly that income will be, unless there are certain provisions or contracts in place.

So this is where it is very important to begin looking at your business or profession differently, and making sure your business is personal. To often you will see that the people you surround yourself with will grow with you and begin to make your business their business. Remember at the end of the day, you are the "Brand", and it's your livelihood that supports your family.

This is where you must understand that everything your "Brand" (a.k.a. Your Company/Your Profession) does is a reflection upon you. Those that are on your team, are also a reflection upon you and your "Brand". So make sure the team you build has the same vision and understanding of your "Brand", and where you want it to go and how you want it to operate. It is wise to make sure that every decision made in the beginning passes through you, making sure that you know exactly how your operations are being run and how your team responds to the many different situations you are or will be in.

Most successful people are passionate about what they do and what they want to accomplish. This is an important trait to carry forward with your "Brand" and making sure that your team feels, understands, and supports that same passion as you do about your "Brand". It is not acceptable on any level to disrespect or allow to be disrespected as a professional. You will never know who or when that time will come when someone calls, emails, or reaches out to you in need of your services, that could help take your "Brand" to the next level. So it is wise to make sure all calls, emails, faxes, etc...get to you immediately. We are in an age of technology whereas a simple text can reach you at anytime. So make sure you carve out everyday, or as soon as possible, enough time to get back to each and every person/business, PERSONALLY. Remember you are the "Brand" no one is calling your agent, manager, promoter, publicist, attorney, or financial advisor...etc to do business with them. They are reaching out to you, and they want to know they have a RELATIONSHIP with you and that means being accessible. Of course, there are many instances whereas you have to set a line to what's important and what is not, but be very careful about where that line is. It's your "Brand", and missing just one call could be that one and only opportunity that knocked.

Remember, no one is too busy or too important for a phone call(preferably) or a text message or email. Should those around you make you believe you are or that is how you should be to get ahead, begin to evaluate who they represent and is that how you want your "Brand" to be represented. Successful people are very passionate about their professions or business and take their business personal, so make sure you too take your "Brand" seriously enough to know that no matter who that someone is reaching out to you, the fact that they are reaching out should always be appreciated and accounted for.

Make sure you practice "good business" in any profession you are only as good as your last song, application, project, game, etc... so it is important that you take your business personally with those that are part of your team or those that may help or have helped you take your "Brand" to the next level, because you never know when the next opportunity will come again.

We all like to do business with people we can trust, but in today's day and age, unfortunately, it is very hard to sometimes even trust our closest friends, "Money makes people Funny". So stay the course, as they good old saying goes, "slow and steady wins the race". Be patient, be passionate, be respectful, and most importantly take your Business and make it Personal.

So next time someone says to you, "It's just Business, it's Not Personal", evaluate are they who you really want affiliated with your team as your "Brand" moves forward or apart of your successes? Remember who comes first is your Family, so keep in mind every decision you or you allow your team to make represents your "Brand" most importantly your family in the end.

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